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  5. Beach River Rd

5244 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5244 Beach River Rd, Windermere, FL 34786 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,215 sqft · built 2004
Lot Size0.147 acres (6,420 sqft)
Owner2 Individual Names on File
Last Sale$429,000 (Jul 2021)
Tax Bill$6,337 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-23-27-8390-00-410

Property Details

APN / Parcel Number

Primary APN10-23-27-8390-00-410
Alternative APNs
  • 272310839000410
  • 137399
  • 138254
  • 139767

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,215 sqft Living Area
Gross Area3,080 sqft
1st Floor Area1,225 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,420 sqft (0.147 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area184 sqft
Patio Area276 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5244 BEACH RIVER RD
CityWINDERMERE
StateFL
Zip34786-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERPORT PHASE 2 54/104 LOT 41
Legal Range27E
Legal Township23S
Legal Section10
Legal SubdivisionSUMMERPORT PH 2
Legal Phase2
Legal Tract8390
Legal Lot Number41
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2018
Census Tract17114

Owner

Source: Orange County records · APN 10-23-27-8390-00-410

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 09, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 27, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleSep 01, 2010 · Amount on Record
Deed Document Number2021452615
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateJun 05, 2026
Property Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000316903
Instrument DateMay 30, 2026
Instrument2026316903
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132

Mortgage

Document Number0000316903,
DateJun 05, 2026
Instrument2026316903
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132

Mortgage

Document Number0000080088
DateFeb 09, 2024
Instrument20240080088
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 27, 2021
Property Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number20210452615
Map ReferenceMB 54 PG 104-111
Instrument DateJul 26, 2021
Instrument20210452615
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyOMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,003.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4336 BLUE MAJOR DR, 4336, WINDERMERE, FL 34786-3190

Transferred To (Grantee/Buyer)

NameVerified Name
Address5244 BEACH RIVER RD, WINDERMERE, FL 34786-3132

Mortgage

Document Number0000452617
DateJul 27, 2021
Instrument20210452617
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$401,445 (+2.7%)$485,690 (-1.2%) Land $125,000 Building $360,690
2025$6,337.00 (+4.78%) Homeowner's exemption$390,891 (+5.99%)$491,580 (+17.05%) Land $125,000 Building $366,580
2024$6,048.00 (+7.41%)
2023$5,631.00 (+3.85%) Homeowner's exemption$368,811 (+3%)$419,957 (+17.28%) Land $125,000 Building $294,957
2022$5,422.00 Homeowner's exemption$358,069 Land $110,000 Building $248,069$358,069 Land $110,000 Building $248,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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