Campbell County property record for 5214 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,291 sqft · built 1955 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,500 (Jun 2018) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-664.00 |
| Primary APN | 999-99-18-664.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5214 WINTERS LN |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 WINTERS SUB |
| Legal Subdivision | WINTERS LAND SUB |
| Legal Lot Number | 14 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 52900 |
5214 Winters Ln is owned and occupied by two individuals who bought it in June 2018.
Source: Campbell County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5214 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 11, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on File |
| Deed Sale | Jun 11, 2018 · Amount on File |
| Prior Sale | Sep 18, 2012 · Amount on File |
| Deed Document Number | 20185075095 |
| Deed Book / Page | 795 / 95 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 7, 2026 |
| Property Address | 5214 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0006143597 |
| Book / Page | 2502 / 666 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 20266143597 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5214 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0006143597, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 2502/666 |
| Instrument | 20266143597 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 11, 2018 |
| Property Address | 5214 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0005075095 |
| Book / Page | D795 / 095 |
| Map Reference | MB 10 PG 27-B |
| Instrument Date | May 31, 2018 |
| Instrument | 5075095 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 WESLEY DR, 14, WILDER, KY 41076-1435 |
| Name | Verified Name |
|---|---|
| Address | 5214 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0005075098 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 5075098 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Number | 0005075099 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | M2147/813 |
| Instrument | 5075099 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 1, 2028 |
The 2025 property tax bill for 5214 Winters Ln was $3,129.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 | $258,200 Land $35,000 Building $223,200 | $258,200 Land $35,000 Building $223,200 |
| 2023 | $3,098.00 (+10.92%) | $258,200 (+15.53%) Land $35,000 Building $223,200 | $258,200 (+15.53%) Land $35,000 Building $223,200 |
| 2022 | $2,793.00 | $223,500 Land $20,000 Building $203,500 | $223,500 Land $20,000 Building $203,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5214 Winters Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5214 Winters Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures