Campbell County property record for 5236 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 1954 |
| Owner | Owner Name on Record |
| Last Sale | $142,000 (Jul 2007) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-128.00 |
| Primary APN | 999-99-18-128.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918128.00 |
|---|---|
| Street Address | 5236 WINTERS LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 WINTERS LN SUB |
| Legal Subdivision | WINTERS LAND SUB |
| Legal Lot Number | 12 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5236 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK KENTUCKY INC |
| Dec 10, 2016 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN KY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2007 · Amount on Record |
| Deed Sale | Jul 9, 2007 · Amount on Record |
| Deed Document Number | 07 07 09 019 00337 |
| Deed Book / Page | 0707 / 716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5236 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5236 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0006021095 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | M2483/860 |
| Instrument | 6021095 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5236 WINTERS LN, COLD SPRING, KY 41076-5712 |
| Document Number | 0005050883 |
| Book / Page | 002097 / 000378 |
| Instrument Date | Dec 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 526 WINTERS LN COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Number | 0005050883 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 002097/000378 |
| Instrument | 5050883 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 (+0.99%) | $193,700 (-) Land $35,000 Building $158,700 | $193,700 (-) Land $35,000 Building $158,700 |
| 2023 | $2,324.00 (+27.34%) | $193,700 (+32.67%) Land $35,000 Building $158,700 | $193,700 (+32.67%) Land $35,000 Building $158,700 |
| 2022 | $1,825.00 | $146,000 Land $20,000 Building $126,000 | $146,000 Land $20,000 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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