5232 Luisa Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5232 Luisa Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	2,614 sqft (0.06 acres)
Occupancy	Owner Occupied
Last Sale	$386,900 (2025)
Tax Bill	$1,267.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`202531541600010300`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	5232 LUISA CT
City	SAINT CLOUD
State	FL
Zip	34771-9658
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	WIGGINS TOWN HOMES PB 33 PG 43 LOT 30
Legal Lot Number	30
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 202531541600010300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5232 LUISA CT, SAINT CLOUD, FL 34771-9658
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Deed Doc Number	2025086460
Deed Book / Page	6817 / 1251
Record Refreshed	Jun 08, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2025
Property Address	5232 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number	0068171251
Book / Page	6817 / 1251
Map Reference	MB 33 PG 43
Instrument Date	Jul 09, 2025
Instrument	2025086460
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,708.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5232 LUISA CT, SAINT CLOUD, FL 34771-9658

Mortgage

Document Number	0068171253
Date	Jul 14, 2025
Instrument	6817/1253

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (+359.06%)	$40,000 (+1%) Land $40,000	$40,000 (+1%) Land $40,000
2024	$276.00	$20,000 Land $20,000	$20,000 Land $20,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.