Emmet County property record for 5244 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,981 sqft · built 2004 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,382 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-31-200-020 |
| Primary APN | 01-19-31-200-020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,981 sqft Living Area |
| 1st Floor Area | 1,981 sqft |
| Basement Area | 1,981 sqft |
| Unfinished Basement | 1,981 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Area | 810 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5244 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM S2?0'46"W 1222.42 FT S OF NE COR OF SEC, TH S1?54'55"W 79.83 FT TO W LN OF HOWARD RD, TH W 232.29 FT TO POB, TH CONT W 417 FT, N1?54'55"E 79.83 FT, N2?32'2" E 130 FT, TH E 417 FT, S2?17'54"W 209.83 FT TO POB. SECTION 31, T34N, R5W. 2.008 AC M/L. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 31 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970600 |
5244 Howard Rd is owned and occupied by two individuals who acquired it in July 2004.
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5244 HOWARD RD, PETOSKEY, MI 49770-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 |
| Deed Sale | Jul 9, 2004 |
| Deed Book / Page | 1053 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5244 HOWARD RD, PETOSKEY, MI 49770-8814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5244 HOWARD RD, PETOSKEY, MI 49770-8814 |
| Document Number | 0000001237/0000000686 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 0000001237/0000000686 |
| Instrument | 5190647 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,000 Land $222,000 | $444,000 Land $444,000 | |
| 2024 | $2,382.00 | ||
| 2023 | $152,600 Land $152,600 | $305,200 Land $305,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5244 Howard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5244 Howard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Truestream.
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