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5240 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5240 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeCommercial
Lot Size1.17 acres (51,004 sqft)
OwnerCompany Name on File
Last Sale$320,000 (Apr 2018)
Deeds & MortgagesDec 2023 Construction Loan
Flood ZoneZone X (moderate risk)
APN402335551000

Property Details

APN / Parcel Number

Primary APN402335551000
Alternative APN
  • 10004625434

Interior

Units5 Units

Exterior

Lot Area51,004 sqft (1.17 acres)

Location & Zoning

Street Address5240 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1785
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCG
Legal DescriptionDRC 000 0000 COMM DUNCAN ROAD SHOPPES COMM CONDO COMMON ELEMENT 1.17 TOTAL ACRES M/L 3920/1016 4299/146
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionDUNCAN ROAD SHOPPES COMM CONDO
Legal TractDRC
Legal Lot Number3920
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

5240 Duncan Rd, a commercial property, is owned by a company that bought it in April 2018.

Source: Charlotte County records, as of May 6, 2026

Owner of RecordCompany Name on File
Mailing Address2977 GOODLETTE-FRANK RD N, 24, NAPLES, FL 34103-4614
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2018 · Amount on File
Deed SaleApr 2, 2018 · Amount on File
Prior SaleNov 21, 2014 · Amount on File
Deed Document Number20182599883
Deed Book / Page4299 / 146
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address5240 DUNCAN RD, PUNTA GORDA, FL 33982-1785
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003354113
DateDec 29, 2023
Instrument3354113
Lender
NameCREWS BANK & TRUST
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Market Value
2025$30,676 Building $30,676
2023$24,108 Building $24,108

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5240 Duncan Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5240 Duncan Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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