524 S Oak St, Maple Rapids, MI 48853 Property Records

Clinton County property record for 524 S Oak St, Maple Rapids, MI 48853

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,774 sqft
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2022)
Tax Bill	$779 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081-008-000-275-00`

Property Details

APN / Parcel Number

Primary APN	`081-008-000-275-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
1st Floor Area	1,234 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	165 ft deep x 165 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 S OAK ST
City	MAPLE RAPIDS
State	MI
Zip	48853-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM. 60 RDS E AND 120 RDS S OF NW COR OF E 1/2 OF NW 1/4, SEC 8 T8N R3W, TH W 10 RDS, N 10 RDS, E 10 RDS, S 10 RDS TO BEG.
Legal Range	03W
Legal Township	08N
Legal Section	08
Jurisdiction	CLINTON MI
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2029
Census Tract	10600

Owner

Source: Clinton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Aug 15, 2022	Warranty Deed, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Aug 19, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 11, 2017	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC
May 11, 2017	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20225328117
Prior Transfer Date	Sep 7, 2012
Prior Transfer Doc	5189511
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001

Mortgage

Document Number	0005332416
Date	Jan 23, 2023
Instrument	5332416

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 15, 2022
Property Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Document Number	0005328117
Instrument Date	Aug 5, 2022
Instrument	5328117
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 S OAK ST, 524, MAPLE RAPIDS, MI 48853-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E WILSON RD, SAINT JOHNS, MI 48879-9604

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 19, 2020
Property Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Document Number	5296748
Instrument Date	Aug 14, 2020
Instrument	5296748
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 S OAK ST, 524, MAPLE RAPIDS, MI 48853-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 295, MAPLE RAPIDS, MI 48853-0295

Mortgage

Document Number	5296749
Date	Aug 19, 2020
Instrument	5296749

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 11, 2017
Property Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Document Number	5253910
Instrument Date	May 11, 2017
Instrument	5253910
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$460.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 S WASHINGTON ST, 720, OWOSSO, MI 48867-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 11, 2017
Property Address	524 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Document Number	5253911
Instrument Date	May 1, 2017
Instrument	5253911
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$748.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 S OAK ST, 524, MAPLE RAPIDS, MI 48853-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3683 E TAFT RD, SAINT JOHNS, MI 48879-9026

Mortgage

Document Number	5253912
Date	May 11, 2017
Instrument	5253912

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Essex Township
Municipality	Maple Rapids Village
Unified School District	Fulton Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,800 (+4.92%) Land $13,500 Building $63,300	$153,600 (+4.92%) Land $27,000 Building $126,600
2025	$779.00 (-51.31%) Homeowner's exemption	$73,200 (+20.79%) Land $13,100 Building $60,100	$146,400 (+20.79%) Land $26,200 Building $120,200
2024	$1,600.00 (+22.98%)
2023		$60,600	$121,200
2022	$1,301.00 (+42.65%)
2020	$912.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MAPLE RAPIDS serves 643 people · EPA ID MI0004060
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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