455 S Oak St, Maple Rapids, MI 48853 Property Records

Clinton County property record for 455 S Oak St, Maple Rapids, MI 48853

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2012
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Oct 2024)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-008-000-195-00`

Property Details

APN / Parcel Number

Primary APN	`081-008-000-195-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	330 ft deep x 85.5 ft wide
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	455 S OAK ST
City	MAPLE RAPIDS
State	MI
Zip	48853-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM 85 RODS S OF N 1/4 POST SEC 8 T8N R3W, TH S 5 RDS, W 20 RDS, N 5 RDS, E 20 RDS TO BEG. VILLAGE OF MAPLE RAPIDS.
Legal Range	03W
Legal Township	08N
Legal Section	08
Jurisdiction	CLINTON MI
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 101, MAPLE RAPIDS, MI 48853-0101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 26, 2019	Intrafamily Transfer, Transfer · FHA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Jun 26, 2019
Deed Document Number	20245348373
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	5280593
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	455 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 S OAK ST, MAPLE RAPIDS, MI 48853-5001

Mortgage

Document Number	5318542
Date	Nov 23, 2021
Instrument	5318542

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Jun 26, 2019
Property Address	455 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Document Number	5280593
Instrument Date	Jun 17, 2019
Instrument	5280593
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13751 S HINMAN RD, 13751, EAGLE, MI 48822-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 S OAK ST, MAPLE RAPIDS, MI 48853-5001

Mortgage

Document Number	5280594
Date	Jun 26, 2019
Instrument	5280594

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Essex Township
Municipality	Maple Rapids Village
Unified School District	Fulton Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,000 (+4.91%) Land $11,300 Building $129,700	$282,000 (+4.91%) Land $22,600 Building $259,400
2025	$1,597.00 (+13.1%)	$134,400 (+20.54%) Land $10,900 Building $123,500	$268,800 (+20.54%) Land $21,800 Building $247,000
2024	$1,412.00 (+7.62%)
2023		$111,500	$223,000
2022	$1,312.00 (+17.56%)
2020	$1,116.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MAPLE RAPIDS serves 643 people · EPA ID MI0004060
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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