454 S Oak St, Maple Rapids, MI 48853 Property Records

Clinton County property record for 454 S Oak St, Maple Rapids, MI 48853 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$226 (2025)
Deeds & Mortgages	Feb 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-008-000-240-00`

Property Details

APN / Parcel Number

Primary APN	`081-008-000-240-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Porch	Slab
Porch Area	72 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	454 S OAK ST
City	MAPLE RAPIDS
State	MI
Zip	48853-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 20 RDS W AND 86 RDS S OF NE COR OF NW 1/4 SEC 8 T8N R3W, TH W 10 RDS, S 60 FT, E 10 RDS, N 60 FT TO BEG. VILLAGE OF MAPLE
Legal Range	03W
Legal Township	08N
Legal Section	08
Jurisdiction	CLINTON MI
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2027
Census Tract	10600

Owner

Source: Clinton County records · APN 081-008-000-240-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	MAPLE RAPIDS, MI 48853
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 25, 2005
Transfer Doc	5087434
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	454 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5305137
Date	Feb 11, 2021
Instrument	5305137

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2041

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Essex Township
Municipality	Maple Rapids Village
Unified School District	Fulton Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,600 (+5.31%) Land $6,000 Building $39,600	$91,200 (+5.31%) Land $12,000 Building $79,200
2025	$226.00 (-71.46%)	$43,300 (+34.06%) Land $5,800 Building $37,500	$86,600 (+34.06%) Land $11,600 Building $75,000
2024	$792.00 (+8.64%)
2023		$32,300	$64,600
2022	$729.00 (+11.3%)
2020	$655.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CMS Internet	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
CMS Internet	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: CMS Internet, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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