524 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 524 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,983 sqft · built 2018
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$1,320,000 (Jul 2024)
Tax Bill	$22,693 (2025)
Deeds & Mortgages	Aug 2023 Transfer Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242005649`

Property Details

APN / Parcel Number

Primary APN	`242005649`
Alternative APN	`R614 029 000 2026 0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,983 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	524 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4841 HAMPTON LAKE PH 4 PB145 PG95-98 PB146 PG144-147
Legal Subdivision	HAMPTON LAKE
Legal Phase	4
Legal Lot Number	4841
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	524 FLATWATER DR, BLUFFTON, SC 29910-9358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Apr 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202431871
Deed Book / Page	4351 / 2942
Prior Transfer Date	Aug 11, 2023
Prior Transfer Doc	0000038519
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Aug 14, 2023
Property Address	524 FLATWATER DR, BLUFFTON, SC 29910-9358
Document Number	0000038519
Book / Page	4266 / 2529
Map Reference	MB 145 PG 95
Instrument Date	Aug 11, 2023
Instrument	2023038519
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	524 FLATWATER DR, BLUFFTON, SC 29910-9358

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	524 FLATWATER DR, BLUFFTON, SC 29910-9358
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010966
Date	Mar 2, 2018
Book Page	3648/0037
Instrument	2018010966

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Aug 28, 2019

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	524 FLATWATER DR, BLUFFTON, SC 29910-9358
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063212
Date	Oct 30, 2020
Book Page	3928/2265
Instrument	2020063212

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 23, 2020
Property Address	524 FLATWATER DR, BLUFFTON, SC 29910-9358
Document Number	0000020934
Book / Page	3857 / 1484
Instrument Date	Apr 3, 2020
Instrument	2020020934
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020935
Date	Apr 23, 2020
Instrument	2020020935

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,693.00 (+295.14%)	$79,200 (+81.65%)
2024	$5,743.00	$43,600 (-) Land $14,000 Building $29,600	$1,090,000 (-17.42%) Land $350,000 Building $740,000
2023	$5,743.00 (+2.87%)	$43,600 (+35.4%) Land $14,000 Building $29,600	$1,320,000 (+63.98%) Land $350,000 Building $970,000
2022	$5,583.00	$32,200 Land $8,000 Building $24,200	$805,000 Land $200,000 Building $605,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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