520 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 520 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 3,281 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on File
Last Sale	$204,900 (Apr 2018)
Tax Bill	$9,328 (2025)
Deeds & Mortgages	May 2018 Construction Loan Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242005650`

Property Details

APN / Parcel Number

Primary APN	`242005650`
Alternative APN	`R614 029 000 2027 0000`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,281 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242005650
Street Address	520 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4842 HAMPTON LAKE PH 4 PB145 PG95-98 PB146 PG144-147
Legal Subdivision	HAMPTON LAKE
Legal Phase	4
Legal Lot Number	4842
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	520 FLATWATER DR, BLUFFTON, SC 29910-9358
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Mar 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	0000020504
Deed Book / Page	003661 / 000279
Last Transfer Date	Mar 25, 2021
Transfer Doc	0000021611
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	520 FLATWATER DR, BLUFFTON, SC 29910-9358
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028802
Date	May 31, 2018
Book Page	3671/2426
Instrument	2018028802

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Mar 25, 2021
Property Address	520 FLATWATER DR, BLUFFTON, SC 29910-9358
Document Number	0000021611
Book / Page	3989 / 1624
Map Reference	MB 146 PG 144
Instrument Date	Mar 25, 2021
Instrument	2021021611
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	520 FLATWATER DR, BLUFFTON, SC 29910-9358

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 20, 2018
Property Address	520 FLATWATER DR, BLUFFTON, SC 29910-9358
Document Number	0000020504
Book / Page	003661 / 000279
Instrument Date	Apr 17, 2018
Instrument	20504
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$758.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 BOB FERRELL CT FREEHOLD NJ 077289049, FREEHOLD, NJ 07728-9049

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,328.00 (-24.08%)	$32,870 (-25.2%)
2024	$12,286.00 (+141.52%)	$43,944 (-) Land $14,000 Building $29,944	$1,098,600 (-) Land $350,000 Building $748,600
2023	$5,087.00 (+9.47%)	$43,944 (+53.76%) Land $14,000 Building $29,944	$1,098,600 (+53.76%) Land $350,000 Building $748,600
2022	$4,647.00 Homeowner's exemption	$28,580 Land $8,196 Building $20,384	$714,500 Land $204,900 Building $509,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Nearby Properties on Flatwater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures