512 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 512 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,284 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$825,000 (Aug 2019)
Tax Bill	$5,885 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242005652`

Property Details

APN / Parcel Number

Primary APN	`242005652`
Alternative APN	`R614 029 000 2029 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	512 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4844 HAMPTON LAKE PH 4 PB145 PG95-98 PB146 PG144-147
Legal Subdivision	HAMPTON LAKE
Legal Phase	4
Legal Lot Number	4844
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

512 Flatwater Dr is owner-occupied and held in a trust since May 2024.

Source: Beaufort County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	512 FLATWATER DR, BLUFFTON, SC 29910-9358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage ANGEL OAK HOME LOANS LLC
Aug 1, 2019	Warranty Deed, Subdivision Related Transfer
Aug 14, 2017	Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR
Jun 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	201941271
Deed Book / Page	3782 / 827
Last Transfer Date	May 10, 2024
Transfer Doc	0000024009
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	512 FLATWATER DR, BLUFFTON, SC 29910-9358
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018779
Date	Mar 15, 2021
Book Page	3984/1522
Instrument	2021018779

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 1, 2019
Property Address	512 FLATWATER DR, BLUFFTON, SC 29910-9358
Document Number	0000041271
Book / Page	3782 / 827
Map Reference	MB 146 PG 144
Instrument Date	Jul 23, 2019
Instrument	2019041271
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$2,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47074 GARRETT PL, POTOMAC FALLS, VA 20165-7522

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 14, 2017
Property Address	512 FLATWATER DR, BLUFFTON, SC 29910-9358
Book / Page	003599 / 000856
Instrument Date	Aug 8, 2017
Instrument	44288
Transaction Type	Construction Loan
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 BUCKINGHAM PLANTATION DR BLUFFTON SC 299106503, BLUFFTON, SC 29910-6503

Mortgage

Document Number	0000044288
Date	Aug 14, 2017
Book Page	003599/000856
Instrument	44288

Lender

Name	BRANCH BK&TR
Type	Bank
Address	BEAUFORT, SC 29907-2702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 16, 2017
Property Address	512 FLATWATER DR, BLUFFTON, SC 29910-9358
Document Number	0000032300
Book / Page	003583 / 001861
Instrument Date	Apr 24, 2017
Instrument	32300
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$698.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21378 HILTON HEAD ISLAND SC 299251378, HILTON HEAD ISLAND, SC 29925-1378

Tax Assessment & Valuation

The 2025 property tax bill for 512 Flatwater Dr was $5,885, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,885.00 (-0.07%)	$37,950 (-15.97%)
2024	$5,889.00	$45,160 (-) Land $14,000 Building $31,160	$1,129,000 (-) Land $350,000 Building $779,000
2023	$5,889.00 (+9.4%)	$45,160 (+36.85%) Land $14,000 Building $31,160	$1,129,000 (+36.85%) Land $350,000 Building $779,000
2022	$5,383.00 Homeowner's exemption	$33,000 Land $8,000 Building $25,000	$825,000 Land $200,000 Building $625,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Flatwater Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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