Kent County property record for 524 Elm St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1.5 ba · 2,976 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,179 (2025) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-20-02-336-008 |
| Primary APN | 41-20-02-336-008 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 5 Stories |
| Building Area | 2,976 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 524 ELM ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 412002336008 N 1/2 OF LOTS 4 & 5 BLK 22 * RICHARDS & WICKHAMS PLAT SPLIT ON 12/27/2007 FROM 41-20-02-336-006; |
| Legal Subdivision | RICHARDS & WICKHAMS PLAT SPLIT ON 12/27/ |
| Legal Block | 22 |
| Legal Lot Number | 4-5 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 12004 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 711 AVERY ST, LOWELL, MI 49331-1473 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 2, 2014 |
| Transfer Doc | 0000043068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 524 ELM ST, LOWELL, MI 49331-1331 |
| Document Number | 0000031174 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2615 ALDEN NASH AVE SE LOWELL MI 493318579, LOWELL, MI 49331-8579 |
| Document Number | 0000031174 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 31174 |
| Name | MERCANTILE BK/MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501-2208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,600 (+2.95%) | $419,200 (+2.95%) | |
| 2025 | $9,179.00 (+19.55%) | $203,600 (+12.74%) | $407,200 (+12.74%) |
| 2023 | $180,600 | $361,200 | |
| 2019 | $7,678.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 individual policies |
| Nearby Flood Policies | 21 units insured incl. 7 condo units |
| Nearby Flood Claims | 21 (1986–2018) |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL serves 4,150 people · EPA ID MI0003950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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