306 Elm St, Lowell, MI 49331 Property Records

Kent County property record for 306 Elm St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 755 sqft · built 1955
Lot Size	0.086 acres (3,746 sqft)
Owner	Trust Name on File
Last Sale	$65,000 (Jul 2018)
Tax Bill	$3,231 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`41-20-02-338-012`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-338-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	66 ft deep x 57 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 ELM ST
City	LOWELL
State	MI
Zip	49331-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	E 17 FT OF LOT 28 BLK 5 & W 40 FT OF LOT 29 BLK 5 * RICHARDS & WICKHAM'S PLAT
Legal Subdivision	RICHARDS & WICKHAM'S PLAT
Legal Block	5
Legal Lot Number	28-29
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2011
Census Tract	12004

Owner

306 Elm St is held in a trust since June 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	411 E MAIN ST, LOWELL, MI 49331-1715
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Intrafamily Transfer, Transfer
Jul 3, 2018	Warranty Deed, Transfer CHICAGO TITLE/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Dec 18, 1998
Deed Document Number	201851068
Last Transfer Date	Jun 12, 2023
Transfer Doc	0000037964
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 7, 2023
Property Address	306 ELM ST, LOWELL, MI 49331-1329
Document Number	0000037964
Instrument Date	Jun 12, 2023
Instrument	20230707-0037964
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	403 N WASHINGTON ST, LOWELL, MI 49331-1802

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 3, 2018
Property Address	306 ELM ST, LOWELL, MI 49331-1329
Document Number	0000051068
Instrument Date	Jul 2, 2018
Instrument	51068
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 ELM ST LOWELL MI 493311329, LOWELL, MI 49331-1329

Tax Assessment & Valuation

The 2025 property tax bill for 306 Elm St was $3,231.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,000 (+19.49%)	$168,000 (+19.49%)
2025	$3,231.00	$70,300	$140,600
2023		$62,300	$124,600
2019	$1,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Elm St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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