418 Elm St, Lowell, MI 49331 Property Records

Kent County property record for 418 Elm St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2026)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-20-02-337-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-337-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,507 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 ELM ST
City	LOWELL
State	MI
Zip	49331-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 BLK 17 * RICHARDS & WICKHAM'S PLAT
Legal Subdivision	RICHARDS & WICKHAM'S PLAT
Legal Block	17
Legal Lot Number	5
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2027
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 ELM ST, LOWELL, MI 49331-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC
Jan 15, 2026	Warranty Deed, Transfer
Jun 8, 2017	Warranty Deed, Transfer CHICAGO TITLE/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	May 16, 2025 · Amount on Record
Deed Document Number	202625298
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 17, 2026
Property Address	418 ELM ST, LOWELL, MI 49331-1330
Document Number	0000025298
Instrument Date	Apr 14, 2026
Instrument	2026.25298
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215,887.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ELM ST, LOWELL, MI 49331-1330

Mortgage

Document Number	0000025299,
Date	Apr 17, 2026
Instrument	2026.17.25299

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 15, 2026
Property Address	418 ELM ST, LOWELL, MI 49331-1330
Document Number	0000003245
Map Reference	LB 2 PG 55R
Instrument Date	Jan 2, 2026
Instrument	20260115-0003245
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11189 CROOKED LAKE RD NE, ROCKFORD, MI 49341-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11189 CROOKED LAKE RD NE, ROCKFORD, MI 49341-9018

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 8, 2017
Property Address	418 ELM ST, LOWELL, MI 49331-1330
Document Number	0000048376
Instrument Date	Jun 7, 2017
Instrument	48376
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13155 BECKWITH DR NE LOWELL MI 493319317, LOWELL, MI 49331-9317

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,600 (+29.81%)	$275,200 (+29.81%)
2025	$4,983.00 (+38.19%)	$106,000 (+13.01%)	$212,000 (+13.01%)
2024	$3,606.00 (-22.3%)
2023	$4,641.00 (+11.35%)	$93,800	$187,600
2019	$4,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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