524 Echo Dr, Waynesville, NC 28786 Property Records

Haywood County property record for 524 Echo Dr, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,051 sqft · built 1973
Lot Size	1.83 acres (79,933 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Nov 2019)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8604-33-9662`

Property Details

APN / Parcel Number

Primary APN	`8604-33-9662`
Alternative APN	`259937`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,051 sqft Heated Area
Gross Area	1,651 sqft
1st Floor Area	1,051 sqft
Upper Floors Area	600 sqft
Basement Area	1,005 sqft
Finished Basement	1,005 sqft
Utility Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	79,933 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	259937
Street Address	524 ECHO DR
City	WAYNESVILLE
State	NC
Zip	28786-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #10 C A GEORGE
Legal Subdivision	C A GEORGE
Legal Unit	10
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1018
Census Tract	921202

Owner

524 Echo Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 ECHO DR, WAYNESVILLE, NC 28786-6018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	201910124
Deed Book / Page	984 / 1862
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 1, 2019
Property Address	524 ECHO DR, WAYNESVILLE, NC 28786-6018
Document Number	0009841864
Book / Page	000984 / 001864
Instrument Date	Nov 1, 2019
Instrument	10124
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 ECHO DR HAZELWOOD NC 287866018, HAZELWOOD, NC 28786-6018

Mortgage

Document Number	9841865
Date	Nov 1, 2019
Book Page	000984/001865
Instrument	10125

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 524 Echo Dr was $1,576.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,200 (-) Land $43,800 Building $192,400
2025	$1,576.00	$236,200 Land $43,800 Building $192,400	$236,200 Land $43,800 Building $192,400
2023		$236,200 Land $43,800 Building $192,400	$236,200 Land $43,800 Building $192,400
2021			$236,200 Land $43,800 Building $192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Echo Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Echo Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20