262 Echo Dr, Waynesville, NC 28786 Property Records

Haywood County property record for 262 Echo Dr, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 882 sqft · built 1983
Lot Size	1.35 acres (59,198 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Aug 2022)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8604-34-6957`

Property Details

APN / Parcel Number

Primary APN	`8604-34-6957`
Alternative APN	`274056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	882 sqft Heated Area
Gross Area	2,033 sqft
1st Floor Area	882 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Lot Area	59,198 sqft (1.35 acres)
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	274056
Street Address	262 ECHO DR
City	WAYNESVILLE
State	NC
Zip	28786-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #15-16 C A GEORGE
Legal Subdivision	C A GEORGE
Legal Unit	15
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1018
Census Tract	921202

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 ECHO DR, WAYNESVILLE, NC 28786-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20228118
Deed Book / Page	1068 / 1448
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 1, 2022
Property Address	262 ECHO DR, WAYNESVILLE, NC 28786-6015
Document Number	0010681448
Book / Page	1068 / 1448
Map Reference	MB 375 PG 251
Instrument Date	Jul 29, 2022
Instrument	2022008118
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 ECHO DR, WAYNESVILLE, NC 28786-6015

Mortgage

Document Number	0010681451
Date	Aug 1, 2022
Instrument	1068-1451

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,800 (-) Land $29,400 Building $128,400
2025	$1,105.00	$157,800 (-) Land $29,400 Building $128,400	$157,800 (-) Land $29,400 Building $128,400
2023		$157,800 Land $29,400 Building $128,400	$157,800 (-) Land $29,400 Building $128,400
2021			$157,800 Land $29,400 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20