Haywood County property record for 325 Echo Dr, Waynesville, NC 28786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,001 sqft · built 1975 |
| Lot Size | 5.42 acres (236,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,500 (Aug 2020) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8604-44-3574 |
| Primary APN | 8604-44-3574 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,001 sqft Heated Area |
| Gross Area | 2,423 sqft |
| 1st Floor Area | 2,001 sqft |
| Basement Area | 1,470 sqft |
| Unfinished Basement | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 236,139 sqft (5.42 acres) |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 262572 |
|---|---|
| Street Address | 325 ECHO DR |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-6016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SWND |
| Legal Description | #32 SECT 2 PINNACLE RIDGE & #6-7 C A GEORGE |
| Legal Subdivision | C A GEORGE |
| Legal Unit | 32 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 921202 |
325 Echo Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Haywood County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 ECHO DR, WAYNESVILLE, NC 28786-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Deed Document Number | 20207307 |
| Deed Book / Page | 1003 / 1965 |
| Prior Transfer Date | Oct 13, 2016 |
| Prior Transfer Doc | 0009151184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 325 ECHO DR, WAYNESVILLE, NC 28786-6016 |
| Document Number | 0000005862 |
| Book / Page | 1156 / 1991 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20265862 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 325 ECHO DR, WAYNESVILLE, NC 28786-6016 |
| Document Number | 0000005862, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 1156/1991 |
| Instrument | 20265862 |
| Name | MOUNTAIN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 325 Echo Dr was $1,995.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,100 (-) Land $58,600 Building $247,500 | ||
| 2025 | $1,995.00 | $306,100 Land $58,600 Building $247,500 | $306,100 Land $58,600 Building $247,500 |
| 2023 | $306,100 Land $58,600 Building $247,500 | $306,100 Land $58,600 Building $247,500 | |
| 2021 | $306,100 Land $58,600 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 Echo Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Echo Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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