524 E Water St, Palmyra, MO 63461 Property Records

Marion County property record for 524 E Water St, Palmyra, MO 63461

Property Summary

Property TypeCommercial
Lot Size2.1 acres (91,476 sqft)
OwnerCompany Name on Record
Last Sale$981,300 (Sep 2022)
Tax Bill$5,266 (2025)
Deeds & MortgagesSep 2022 Refinance
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNP2316

Property Details

APN / Parcel Number

Primary APNP2316
Alternative APN
  • 007.06.24.0.05.005.000

Exterior

Lot Area91,476 sqft (2.1 acres)

Location & Zoning

Account NumberP2316
Street Address524 E WATER ST
CityPALMYRA
StateMO
Zip63461-1758
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description1.86 AC LYING IN THE SE14 OF S24
Legal Range06W
Legal Township58N
Legal Section24
JurisdictionMARION MO
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3012
Census Tract960300

Owner

Source: Marion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address427 ROSEWOOD DR, HANNIBAL, MO 63401-6263
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Warranty Deed, Transfer · Stand-Alone Refinance
HOMEBANK
Apr 4, 2018Deed of Trust, Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Deed Document Number20223044
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION MO
Recording DateSep 12, 2022
Property Address524 E WATER ST, PALMYRA, MO 63461-1758
Document Number2022R003044
Instrument DateSep 6, 2022
Instrument2022R003044
Transaction TypeTransfer
Record UpdatedOct 5, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 ROSEWOOD DR, HANNIBAL, MO 63401-6263

Mortgage

Document Number2022R003045
DateSep 12, 2022
Instrument2022R003045
Lender
NameHOMEBANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Property Address524 E WATER ST, PALMYRA, MO 63461-1758
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R000974
DateApr 4, 2018
Instrument2018R000974
Lender
NameBANK OF THE WEST
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMarion County
MunicipalityPalmyra City
Unified School DistrictPalmyra R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,266.00 (-6.45%)$76,230 (+5%) Land $9,830 Building $66,400$238,210 (+5%) Land $30,710 Building $207,500
2023$5,629.00$72,600 Land $9,360 Building $63,240$226,870 Land $29,250 Building $197,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1983–2013)
Claims Outside the SFHA2 of 6
Most Recent ClaimApr 2013 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALMYRA PWS
serves 3,595 people · EPA ID MO2010623
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mark Twain Communications Company
Fixed Wireless
300 / 50

May also be available: Chariton Valley Communication.

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