417 E Water St, Palmyra, MO 63461 Property Records

Marion County property record for 417 E Water St, Palmyra, MO 63461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1890
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$887 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P2709`

Property Details

APN / Parcel Number

Primary APN	`P2709`
Alternative APN	`007.07.25.2.12.003.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	336 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	127 ft deep x 86 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	P2709
Street Address	417 E WATER ST
City	PALMYRA
State	MO
Zip	63461-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD PAL ORIG TOWN, BLK 9, W 20 LOT 1 & ALL LOT 2 DIM DEED-86 X 127
Legal Subdivision	PAL ORIG TOWN
Legal Block	9
Legal Lot Number	1,2
Jurisdiction	MARION MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3013
Census Tract	960300

Owner

Source: Marion County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 E WATER ST, PALMYRA, MO 63461-1755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBANK
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBANK
Jun 16, 2015	Deed of Trust, Mortgage · ARM F & M BANK & TRUST COMPANY
Jun 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022
Deed Sale	Jun 16, 2022
Deed Document Number	2022R002000
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	417 E WATER ST, PALMYRA, MO 63461-1755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R003234
Date	Aug 25, 2020
Instrument	2020R003234

Lender

Name	HOMEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	417 E WATER ST, PALMYRA, MO 63461-1755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R001987
Date	Aug 1, 2019
Instrument	2019R001987

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	417 E WATER ST, PALMYRA, MO 63461-1755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R001375
Date	Apr 29, 2022
Instrument	2022R001375

Lender

Name	HOMEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	417 E WATER ST, PALMYRA, MO 63461-1755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R001635
Date	Jun 16, 2015
Instrument	2015R001635

Lender

Name	F & M BANK & TRUST COMPANY
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Jun 16, 2022
Property Address	417 E WATER ST, PALMYRA, MO 63461-1755
Document Number	2022R002000
Instrument Date	Jun 14, 2022
Instrument	2022R002000
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E WATER ST, PALMYRA, MO 63461-1755

Mortgage

Document Number	2022R002001
Date	Jun 16, 2022
Instrument	2022R002001

Lender

Name	HOMEBANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Palmyra City
Unified School District	Palmyra R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (+8.83%)	$15,020 (+10.04%) Land $1,800 Building $13,220	$79,020 (+9.99%) Land $9,460 Building $69,560
2023	$815.00	$13,650 Land $1,630 Building $12,020	$71,840 Land $8,600 Building $63,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1983–2013)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMYRA PWS serves 3,595 people · EPA ID MO2010623
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50

May also be available: Chariton Valley Communication.

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