424 E Water St, Palmyra, MO 63461 Property Records

Marion County property record for 424 E Water St, Palmyra, MO 63461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,409 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$760 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P2629`

Property Details

APN / Parcel Number

Primary APN	`P2629`
Alternative APN	`007.07.25.2.01.002.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Basement Area	1,409 sqft
Unfinished Basement	1,409 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	P2629
Street Address	424 E WATER ST
City	PALMYRA
State	MO
Zip	63461-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 1, PT LOT 8 DIM DEED-66 X 132
Legal Range	06W
Legal Township	58N
Legal Section	25
Legal Block	1
Legal Lot Number	8
Jurisdiction	MARION MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3012
Census Tract	960300

Owner

Source: Marion County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 E WATER ST, PALMYRA, MO 63461-1756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Construction Mortgage HOME BANK
Jan 29, 2024	Deed of Trust, Mortgage · Closed-End Mortgage HOMEBANK
Feb 7, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025
Deed Sale	Oct 17, 2025
Prior Sale	Jan 29, 2024 · Amount on Record
Deed Document Number	20253199
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	0000003199
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Recording Date	Apr 7, 2026
Property Address	424 E WATER ST, PALMYRA, MO 63461-1756
Document Number	0000000989
Instrument Date	Apr 2, 2026
Instrument	2026989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E WATER ST, PALMYRA, MO 63461-1756

Mortgage

Document Number	0000000989,
Date	Apr 7, 2026
Instrument	2026989

Lender

Name	HOME BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2056

Interest

Rate	6%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	424 E WATER ST, PALMYRA, MO 63461-1756
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R000226
Date	Jan 29, 2024
Instrument	2024R000226

Lender

Name	HOMEBANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2054

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION MO
Recording Date	Feb 7, 2020
Property Address	424 E WATER ST, PALMYRA, MO 63461-1756
Document Number	2020R000348
Instrument Date	Feb 7, 2020
Instrument	2020R000348
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E WATER ST, PALMYRA, MO 63461-1756

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Palmyra City
Unified School District	Palmyra R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (+8.73%)	$12,870 (+1%) Land $1,540 Building $11,330	$67,760 (+1%) Land $8,110 Building $59,650
2023	$699.00	$11,700 Land $1,400 Building $10,300	$61,600 Land $7,370 Building $54,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1983–2013)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMYRA PWS serves 3,595 people · EPA ID MO2010623
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50

May also be available: Chariton Valley Communication.

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