524 15th St, Modesto, CA 95354 Property Records

Stanislaus County property record for 524 15th St, Modesto, CA 95354

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 936 sqft · built 1920
Lot Size	0.109 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2022)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106-009-015-000`

Property Details

APN / Parcel Number

Primary APN	`106-009-015-000`
Alternative APN	`1060915`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Total Area

Exterior

Year Built	Built 1920
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,791 sqft (0.109 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	1060915
Street Address	524 15TH ST
City	MODESTO
State	CA
Zip	95354-2509
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLK:118
Legal Subdivision	MODESTO
Legal Block	118
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2070
Census Tract	1800

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	524 15TH ST, MODESTO, CA 95354-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Jul 12, 2019	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 12, 2019	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Apr 4, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2022-0054877
Record Updated	Jun 8, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 11, 2022
Property Address	524 15TH ST, MODESTO, CA 95354-2509
Document Number	0000054877
Map Reference	VOL 15
Instrument Date	Aug 5, 2022
Instrument	2022-0054877
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	524 15TH ST, MODESTO, CA 95354-2509

Mortgage

Document Number	0000054878
Date	Aug 11, 2022
Instrument	2022-0054878

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 12, 2019
Property Address	524 15TH ST, MODESTO, CA 95354-2509
Document Number	0000045515
Map Reference	VOL 15
Instrument Date	Jul 1, 2019
Instrument	2019-0045515
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	524 15TH ST, MODESTO, CA 95354-2509

Mortgage

Document Number	0000045516
Date	Jul 12, 2019
Instrument	2019-0045516

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 12, 2019
Property Address	524 15TH ST, MODESTO, CA 95354-2509
Document Number	0000022294
Map Reference	VOL 15
Instrument Date	Apr 9, 2019
Instrument	2019-0022294
Transaction Type	Construction Loan
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STANDIFORD AVE STE A, A, MODESTO, CA 95350-1159

Mortgage

Document Number	0000022295
Date	Apr 12, 2019
Instrument	2019-0022295

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 4, 2019
Property Address	524 15TH ST, MODESTO, CA 95354-2509
Document Number	0000020246
Instrument Date	Apr 2, 2019
Instrument	20246
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	524 15TH ST MODESTO CA 953542509, MODESTO, CA 95354-2509

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,649.00 (+6.23%)	$312,120 (+4.04%) Land $114,444 Building $197,676
2023	$3,435.00 (+36.58%)	$300,000 Land $110,000 Building $190,000
2022	$2,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983)
Most Recent Claim	Feb 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Spectrum, T-Mobile, Verizon.

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