5238 Rancho Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 5238 Rancho Ct, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,370 sqft · built 1988
Lot Size0.257 acres (11,213 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (May 1988)
Tax Bill$2,675 (2025)
Deeds & MortgagesFeb 2022 Transfer
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN159-350-24-00

Property Details

APN / Parcel Number

Primary APN159-350-24-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialStucco
Roof MaterialTile
Lot Area11,213 sqft (0.257 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5238 RANCHO CT
CityOCEANSIDE
StateCA
Zip92056-2385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 24 TR 011516
Legal SubdivisionRANCHO OAKTREE ESTATES
Legal Tract011516
Legal Block1
Legal Lot Number24
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5238 RANCHO CT, OCEANSIDE, CA 92056-2385
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Intrafamily Transfer, Transfer
TICOR TITLE SAN DIEGO BRANCH
Feb 3, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
EZ FUNDINGS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 1988 · Amount on Record
Deed SaleMay 13, 1988 · Amount on Record
Deed Document Number1988226169
Last Transfer DateJan 24, 2022
Transfer Doc0000053733
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 4, 2022
Property Address5238 RANCHO CT, OCEANSIDE, CA 92056-2385
Document Number0000053733
Map ReferenceMAP 11516
Instrument DateJan 24, 2022
Instrument2022-0053733
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5238 RANCHO CT, OCEANSIDE, CA 92056-2385

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 3, 2022
Property Address5238 RANCHO CT, OCEANSIDE, CA 92056-2385
Document Number0000052553
Map ReferenceMAP 11516
Instrument DateJan 24, 2022
Instrument2022-0052553
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5238 RANCHO CT, OCEANSIDE, CA 92056-2385

Mortgage

Document Number0000052554
DateFeb 3, 2022
Instrument2022-0052554
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5238 RANCHO CT, OCEANSIDE, CA 92056-2385
Document Number0000500053
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5238 RANCHO CT OCEANSIDE CA 920562385, OCEANSIDE, CA 92056-2385

Mortgage

Document Number0000500053
DateAug 31, 2020
Instrument500053
Lender
NameEZ FUNDINGS INC
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 30, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$243,982 (+2%) Land $87,993 Building $155,989
2025$2,675.00 (+8.74%) Homeowner's exemption$239,199 (+4.04%) Land $86,268 Building $152,931
2023$2,460.00 (-2.73%) Homeowner's exemption$229,913 Land $82,919 Building $146,994
2022$2,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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