San Diego County property record for 5234 Rancho Ct, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1988 |
| Lot Size | 0.243 acres (10,568 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $985,000 (Mar 2025) |
| Tax Bill | $7,029 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-350-25-00 |
| Primary APN | 159-350-25-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,413 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 10,568 sqft (0.243 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5234 RANCHO CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 25 TR 011516 |
| Legal Subdivision | RANCHO OAKTREE ESTATES |
| Legal Tract | 011516 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 19301 |
Source: San Diego County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 22, 2026 | Intrafamily Transfer, Transfer |
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE |
| Apr 17, 2019 | Grant Deed, Transfer · Conventional Mortgage UMB BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2019 · Amount on Record |
| Deed Document Number | 202578898 |
| Prior Transfer Date | Feb 15, 2012 |
| Prior Transfer Doc | 0000107675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2026 |
| Property Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000018283 |
| Map Reference | MAP 11516 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026-0018283 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000337403 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-0337403 |
| Name | NEXA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.42% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.4% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 17, 2019 |
| Property Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000139761 |
| Map Reference | MAP 11516 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019-0139761 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5234 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000139762 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019-0139762 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,004,700 (+60.83%) Land $846,600 Building $158,100 | |
| 2025 | $7,029.00 (+8.69%) Homeowner's exemption | $624,686 (+4.04%) Land $333,166 Building $291,520 |
| 2023 | $6,467.00 (+0.28%) Homeowner's exemption | $600,430 Land $320,230 Building $280,200 |
| 2022 | $6,449.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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