San Diego County property record for 5223 Rancho Ct, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,705 sqft · built 1990 |
| Lot Size | 0.268 acres (11,686 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $618,000 (Jun 2020) |
| Tax Bill | $6,123 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-350-28-00 |
| Primary APN | 159-350-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,705 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 11,686 sqft (0.268 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5223 RANCHO CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 28 TR 011516 |
| Legal Subdivision | RANCHO OAKTREE ESTATES |
| Legal Tract | 011516 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 19301 |
Source: San Diego County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5223 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 28, 2022 | Deed of Trust, Mortgage · VA Mortgage HOME MORTGAGE EXPERTS INC |
| May 13, 2020 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | Aug 29, 1994 · Amount on Record |
| Deed Document Number | 2020280121 |
| Prior Transfer Date | Apr 2, 2002 |
| Prior Transfer Doc | 0000279099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2026 |
| Property Address | 5223 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000281905 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026281905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5223 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000281905, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 2026281905 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5223 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 5223 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Document Number | 0000450569 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022-0450569 |
| Name | HOME MORTGAGE EXPERTS INC |
|---|---|
| Type | Mortgage Company |
| Address | OCEANSIDE, CA 92054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5223 RANCHO CT, OCEANSIDE, CA 92056-2385 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5223 RANCHO CT OCEANSIDE CA 920562385, OCEANSIDE, CA 92056-2385 |
| Document Number | 280122 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 280122 |
| Name | INTERCAP LNDG |
|---|---|
| Address | DRAPER, UT 84020 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $727,058 (+2%) Land $223,708 Building $503,350 | |
| 2025 | $6,123.00 (-17.91%) | $712,803 (+4.04%) Land $219,322 Building $493,481 |
| 2023 | $7,459.00 (+1.73%) | $685,125 Land $210,806 Building $474,319 |
| 2022 | $7,332.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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