5236 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5236 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1996
Lot Size	0.697 acres (30,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Dec 2012)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00B00-0100`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00B00-0100`
Alternative APN	`N29213256900B000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	30,361 sqft (0.697 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	161 sqft
Deck Area	117 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5236 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 10 BLK B AS DES IN OR 3203 PG 969
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	B
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1029
Census Tract	10506

Owner

Source: Santa Rosa County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FEDERAL CREDIT UNION
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	Dec 27, 1996 · Amount on Record
Deed Document Number	201261466
Deed Book / Page	3203 / 969
Last Transfer Date	Apr 2, 2026
Transfer Doc	0000016937
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572

Mortgage

Document Number	0041981479
Date	Oct 26, 2021
Book Page	4198/1479
Instrument	202171552

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 28, 2026
Property Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number	0000021035
Book / Page	4737 / 427
Instrument Date	Apr 21, 2026
Instrument	202621035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572

Mortgage

Document Number	0000021035,
Date	Apr 28, 2026
Book Page	4737/427
Instrument	202621035

Lender

Name	SANTA ROSA COUNTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 21, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 6, 2026
Property Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number	0000016937
Book / Page	4728 / 1515
Instrument Date	Apr 2, 2026
Instrument	202616937
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5236 MORGAN RIDGE DR, MILTON, FL 32570-8572

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (+10.34%)	$212,355 (+7.81%) Land $43,000 Building $169,355	$212,355 (+7.81%) Land $43,000 Building $169,355
2024	$2,350.00 (+2.17%)	$196,967 (+1%) Land $31,000 Building $165,967	$196,967 (+1%) Land $31,000 Building $165,967
2023	$2,300.00 (+4.07%)	$195,018 (+0.95%) Land $31,000 Building $164,018	$195,018 (+0.95%) Land $31,000 Building $164,018
2022	$2,210.00	$193,188	$193,188 Land $31,000 Building $162,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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