5225 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5225 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1996
Lot Size	0.751 acres (32,714 sqft)
Owner	2 Company Names on Record
Last Sale	$343,500 (Dec 2022)
Tax Bill	$1,173 (2024)
Deeds & Mortgages	Aug 2023 Transfer Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00A00-0060`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00A00-0060`
Alternative APN	`N29213256900A000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,640 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	32,714 sqft (0.751 acres)
Lot Dimensions	262 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5225 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 6 BLK A AS DES IN OR 4351 PG 1501 & AS DES IN OR 4428 PG 1980
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	A
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	202267988
Deed Book / Page	4351 / 1501
Last Transfer Date	Aug 28, 2023
Transfer Doc	0044281980
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 28, 2023
Property Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0044281980
Book / Page	4428 / 1980
Map Reference	MB F PG 83
Instrument Date	Aug 28, 2023
Instrument	202339232
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573
Investor	Possibly a Property Investor

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 14, 2022
Property Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0043511501
Book / Page	4351 / 1501
Map Reference	MB F PG 83
Instrument Date	Dec 8, 2022
Instrument	202267988
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,404.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6580 BAXLEY RD, MILTON, FL 32570-6430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573

Mortgage

Document Number	0043511503
Date	Dec 14, 2022
Instrument	4351/1503

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 15, 2019
Property Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0038191636
Book / Page	3819 / 1636
Map Reference	MB F PG 83
Instrument Date	Apr 12, 2019
Instrument	201914797
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 MORGAN RIDGE DR, 5225, MILTON, FL 32570-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 MORGAN RIDGE DR, MILTON, FL 32570-8573

Mortgage

Document Number	0038191639
Date	Apr 15, 2019
Instrument	3819/1639

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,424 (+2.9%)	$219,532 (+7.26%) Land $43,000 Building $176,532
2024	$1,173.00 (+2.45%) Homeowner's exemption	$131,607 (+3%)	$204,665 (+0.69%) Land $31,000 Building $173,665
2023	$1,145.00 (-9.63%) Homeowner's exemption	$127,774 (-6.87%)	$203,256 (+11.47%) Land $31,000 Building $172,256
2022	$1,267.00 Homeowner's exemption	$137,195	$182,348 Land $31,000 Building $151,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morgan Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures