5232 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5232 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,151 sqft · built 1996
Lot Size	0.746 acres (32,496 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,635 (2024)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00B00-0090`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00B00-0090`
Alternative APN	`N29213256900B000090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	3,935 sqft
1st Floor Area	2,151 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	32,496 sqft (0.746 acres)
Lot Dimensions	260 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	741 sqft
Deck Area	284 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5232 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	ENHNCD LIFE EST RESRVD IN : MORGAN RIDGE LOT 9 BLK B AS DES IN OR 1441 PG 1434 & E-L/E RES OM PR 4377 PG 164
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	B
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1029
Census Tract	10506

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5232 MORGAN RIDGE DR, MILTON, FL 32570-8572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 20, 2023
Transfer Doc	0043770164
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 20, 2023
Property Address	5232 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number	0043770164
Book / Page	4377 / 164
Map Reference	MB F PG 83
Instrument Date	Mar 20, 2023
Instrument	202311637
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5235 MORGAN RIDGE DR, MILTON, FL 32570-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 MORGAN RIDGE DR, MILTON, FL 32570-8573

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,235 (+2.9%)	$266,633 (+6.56%) Land $43,000 Building $223,633
2024	$1,635.00 (+2.06%) Homeowner's exemption	$167,381 (+3%)	$250,207 (+1.03%) Land $31,000 Building $219,207
2023	$1,602.00 (+2.56%) Homeowner's exemption	$162,506 (+3%)	$247,655 (+0.09%) Land $31,000 Building $216,655
2022	$1,562.00 Homeowner's exemption	$157,773	$247,439 Land $31,000 Building $216,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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