St. Louis County property record for 5232 Studer Ln, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 8,330 sqft · built 2022 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,267 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32M-63-0020 |
| Primary APN | 32M-63-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 8,330 sqft Living Area |
| Gross Area | 9,467 sqft |
| 1st Floor Area | 5,830 sqft |
| Basement Area | 2,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 278 ft deep x 471 ft wide |
| Garage Type | Attached |
| Garage Area | 955 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5232 STUDER LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NU |
| Legal Description | HAGEMAN PARTITION LOT PT 6 LOCATED 939.52 FEET E OF SW COR OF LOT 6 |
| Legal Subdivision | HAGEMAN PARTITION |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | TESSON FERRY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 221335 |
Source: St. Louis County records · APN 32M-63-0020
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5232 STUDER LN, SAINT LOUIS, MO 63128-4512 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Jul 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage MIDWEST BANK CENTRE |
| Oct 15, 2020 | Grant Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Feb 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 |
| Deed Sale | Oct 15, 2020 |
| Prior Sale | Feb 20, 2020 · Amount on Record |
| Deed Document Number | 2020151 |
| Deed Book / Page | 24376 / 4328 |
| Prior Transfer Date | May 01, 2009 |
| Prior Transfer Doc | 0000001125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5232 STUDER LN, SAINT LOUIS, MO 63128-4512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5232 STUDER LN, SAINT LOUIS, MO 63128-4512 |
| Document Number | 2023071700475 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023071700475 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5232 STUDER LN, SAINT LOUIS, MO 63128-4512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13641 TESSON OAKS CT, SAINT LOUIS, MO 63128-4196 |
| Document Number | 2022071800014 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022071800014 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 08, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 10% |
| Index | Prime Rate |
| Max Rate | 10% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 15, 2020 |
| Property Address | 5232 STUDER LN, SAINT LOUIS, MO 63128-4512 |
| Document Number | 0243764328 |
| Book / Page | 024376 / 004328 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 151 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13641 TESSON OAKS CT ST LOUIS MO 631284196, ST LOUIS, MO 63128-4196 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 20, 2020 |
| Property Address | 5232 STUDER LN, SAINT LOUIS, MO 63128-4512 |
| Document Number | 0239090730 |
| Book / Page | 023909 / 000730 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 585 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5232 STUDER LN ST LOUIS MO 631284512, ST LOUIS, MO 63128-4512 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,630 (+232.59%) Land $26,640 Building $138,990 | $871,700 (+232.58%) Land $140,200 Building $731,500 | |
| 2024 | $9,267.00 (+180.39%) | ||
| 2023 | $3,305.00 (+22.73%) | $49,800 (+21.05%) Land $26,640 Building $23,160 | $262,100 (+21.06%) Land $140,200 Building $121,900 |
| 2022 | $2,693.00 | $41,140 Land $21,320 Building $19,820 | |
| 2021 | $216,500 Land $112,200 Building $104,300 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 107 (1978–1995) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 111 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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