5285 Studer Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 5285 Studer Ln, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 9,014 sqft · built 2005
Lot Size	1.71 acres (74,488 sqft)
Owner	Company Name on Record
Last Sale	$992,500 (Nov 2022)
Tax Bill	$13,342 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2022 Sale & Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`32M-63-0174`

Property Details

APN / Parcel Number

Primary APN	`32M-63-0174`
Alternative APN	`32M630121`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	9,014 sqft Living Area
Gross Area	11,083 sqft
1st Floor Area	3,544 sqft
Basement Area	2,700 sqft
Finished Basement	2,700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	74,488 sqft
Lot Dimensions	231 ft deep x 231 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	2,069 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	180 sqft
Deck Area	86 sqft
Patio Area	1,671 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5285 STUDER LN
City	SAINT LOUIS
State	MO
Zip	63128-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PS
Legal Description	ABELL ACRES LOT 4
Legal Subdivision	ABELL ACRES
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2004
Census Tract	221335

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit TRIAD BANK
Nov 3, 2022	Warranty Deed, Transfer · Line of Credit FM ROOFING AND CONSTRUCTION INC
Sep 15, 2022	Deed, Transfer
Aug 23, 2022	Intrafamily Transfer, Transfer
Nov 6, 2020	Special Warranty Deed, Transfer INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC
Sep 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 6, 2017	Deed of Trust, Mortgage ST LOUIS NEWSPAPER CARRIERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	202211365
Prior Transfer Date	Aug 1, 2022
Prior Transfer Doc	0000000137
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Jun 15, 2026
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	0000000496
Instrument Date	Jun 12, 2026
Instrument	2026496
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

Mortgage

Document Number	0000000496,
Date	Jun 15, 2026
Instrument	2026496

Lender

Name	TRIAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 3, 2022
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	2022110300065
Map Reference	MB 343 PG 749&750
Instrument Date	Nov 1, 2022
Instrument	2022110300065
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

Mortgage

Document Number	2022110300066
Date	Nov 3, 2022
Instrument	2022110300066

Lender

Name	FM ROOFING AND CONSTRUCTION INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 15, 2022
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	2022091500361
Map Reference	MB 343 PG 749&750
Instrument Date	Sep 8, 2022
Instrument	2022091500361
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15884 RICHBOROUGH RD, CHESTERFIELD, MO 63017-7334

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 23, 2022
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	2022082300137
Map Reference	MB 343 PG 749&750
Instrument Date	Aug 1, 2022
Instrument	2022082300137
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 6, 2020
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	0244202759
Book / Page	24420 / 2759
Map Reference	MB 343 PG 749&750
Instrument Date	Oct 19, 2020
Instrument	2020110600505
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 9, 2019
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	0236870112
Book / Page	023687 / 000112
Instrument Date	Sep 4, 2019
Instrument	290
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5285 STUDER LN ST LOUIS MO 631284511, ST LOUIS, MO 63128-4511

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5285 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	0223942495
Book / Page	022394 / 002495
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 STUDER LN ST LOUIS MO 631284511, ST LOUIS, MO 63128-4511

Mortgage

Document Number	0223942495
Date	Feb 10, 2017
Book Page	022394/002495
Instrument	727

Lender

Name	ST LOUIS NEWSPAPER CARRIERS CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,780 (-) Land $21,720 Building $193,060	$1,130,400 (-) Land $114,300 Building $1,016,100
2025	$13,342.00 (+8.31%)	$214,780 (+16.51%) Land $21,720 Building $193,060	$1,130,400 (+16.51%) Land $114,300 Building $1,016,100
2024	$12,318.00 (+1.29%)
2023	$12,161.00 (+15.28%)	$184,340 (+14.38%) Land $21,720 Building $162,620	$970,200 (+14.38%) Land $114,300 Building $855,900
2022	$10,549.00	$161,160 Land $17,390 Building $143,770
2021			$848,200 Land $91,500 Building $756,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	107 (1978–1995)
Claims Outside the SFHA	4 of 107
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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