5231 Studer Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 5231 Studer Ln, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 10,318 sqft · built 2010
Lot Size	3.04 acres (132,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,000 (Dec 2019)
Tax Bill	$11,335 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32M-63-0031`

Property Details

APN / Parcel Number

Primary APN	`32M-63-0031`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	28 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	10,318 sqft Living Area
Gross Area	10,978 sqft
1st Floor Area	2,780 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	132,727 sqft
Lot Dimensions	471 ft deep x 471 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	240 sqft
Patio Area	1,676 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5231 STUDER LN
City	SAINT LOUIS
State	MO
Zip	63128-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NU
Legal Description	HAGEMAN PARTITION LOT PT 6 LOC 277.69 FT N OF S LINE OF TRACT F
Legal Subdivision	HAGEMAN PARTITION
Legal Tract	F
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2004
Census Tract	221335

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5231 STUDER LN, SAINT LOUIS, MO 63128-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Oct 30, 2008 · Amount on Record
Deed Document Number	2019214
Deed Book / Page	23812 / 1368
Prior Transfer Date	Oct 31, 1997
Prior Transfer Doc	0000001024
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5231 STUDER LN, SAINT LOUIS, MO 63128-4511
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5231 STUDER LN, SAINT LOUIS, MO 63128-4511

Mortgage

Document Number	0243400134
Date	Sep 23, 2020
Book Page	24340/134
Instrument	2020092300163

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 2, 2019
Property Address	5231 STUDER LN, SAINT LOUIS, MO 63128-4511
Document Number	0238121368
Book / Page	23812 / 1368
Instrument Date	Nov 22, 2019
Instrument	2019120200214
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14567 N OUTER 40 RD # 300300, 14567, CHESTERFIELD, MO 63017-5759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5231 STUDER LN, SAINT LOUIS, MO 63128-4511

Mortgage

Document Number	2019120200215
Date	Dec 2, 2019
Instrument	2019120200215

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,400 (-) Land $26,810 Building $155,590	$960,000 (-) Land $141,100 Building $818,900
2025	$11,335.00 (-7.01%)	$182,400 (-11.42%) Land $26,810 Building $155,590	$960,000 (-11.42%) Land $141,100 Building $818,900
2024	$12,189.00 (-10.25%)
2023	$13,581.00 (+15.99%)	$205,920 (+15.12%) Land $26,810 Building $179,110	$1,083,800 (+15.13%) Land $141,100 Building $942,700
2022	$11,709.00	$178,870 Land $21,450 Building $157,420
2021			$941,400 Land $112,900 Building $828,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	107 (1978–1995)
Claims Outside the SFHA	4 of 107
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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