5232 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 5232 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,272 sqft · built 2022
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$836,698 (Dec 2022)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-33-688`

Property Details

APN / Parcel Number

Primary APN	`313-33-688`
Alternative APN	`313336880`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,272 sqft Living Area
Gross Area	3,422 sqft
1st Floor Area	1,424 sqft
2nd Floor Area	1,848 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Frame/Stucco
Roof Material	Concrete
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5232 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF7
Legal Description	WATERSTON NORTH PHASE 1 MCR 1590-19
Legal Range	6E
Legal Township	2S
Legal Section	17
Legal Subdivision	WATERSTON NORTH PHASE 1
Legal Lot Number	210
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3001
Census Tract	815902

Owner

Source: Maricopa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5232 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Quit Claim Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Dec 29, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
May 25, 2022	Special Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	2022916486
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2026
Property Address	5232 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Document Number	0000025204
Map Reference	MB 658 PG 40
Instrument Date	Jan 13, 2026
Instrument	20260025204
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15290 W VENTURA ST, SURPRISE, AZ 85379-8032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5232 S COBBLESTONE ST, GILBERT, AZ 85298-0714

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 29, 2022
Property Address	5232 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Document Number	0000916486
Map Reference	MB 1590 PG 19
Instrument Date	Dec 22, 2022
Instrument	20220916486
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2024
Title Company	TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7001 N SCOTTSDALE RD STE 2020, 2020, SCOTTSDALE, AZ 85253-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5232 SOUTH COBBLESTONE STREET, GILBERT, AZ 85298-0714

Mortgage

Document Number	0000916487
Date	Dec 29, 2022
Instrument	20220916487

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 25, 2022
Property Address	5232 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Document Number	0000448655
Map Reference	MB 1590 PG 19
Instrument Date	May 25, 2022
Instrument	20220448655
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 220, 220, CALABASAS, CA 91302-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15279 N SCOTTSDALE RD STE 300, 300, SCOTTSDALE, AZ 85254-2662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,900 (+92.94%)	$699,000 (+4.72%) Land $139,800 Building $559,200
2025	$2,817.00 (+3.57%)	$36,229 (-42.87%)	$667,500 (+5.25%) Land $133,500 Building $534,000
2024		$63,420	$634,200 Land $126,800 Building $507,400
2023	$2,720.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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