4984 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4984 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,792 sqft · built 2004
Lot Size	0.289 acres (12,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,419 (Dec 2020)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-72-482`

Property Details

APN / Parcel Number

Primary APN	`304-72-482`
Alternative APN	`304724826`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,792 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,536 sqft
2nd Floor Area	1,256 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	12,601 sqft (0.289 acres)
Parking Spaces	3 Parking Spaces
Pool Area	435 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4984 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA DEL ORO SOUTH AMD MCR 668-28
Legal Range	6E
Legal Township	2S
Legal Section	17
Legal Subdivision	VISTA DEL ORO SOUTH AMD
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	815902

Owner

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4984 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20201196990
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0000398337
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4984 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4984 S COBBLESTONE ST, GILBERT, AZ 85298-0804

Mortgage

Document Number	0000773898
Date	Oct 13, 2022
Instrument	20220773898

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 4, 2020
Property Address	4984 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Document Number	0001196990
Map Reference	MB 668 PG 28
Instrument Date	Dec 2, 2020
Instrument	20201196990
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4984 S COBBLESTONE ST, 4984, GILBERT, AZ 85298-0804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4984 S COBBLESTONE ST, GILBERT, AZ 85298-0804

Mortgage

Document Number	0001196991
Date	Dec 4, 2020
Instrument	20201196991

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,500 (+77.37%)	$625,000 (+7.91%) Land $125,000 Building $500,000
2025	$2,784.00 (+3.57%)	$35,238 (-42.93%)	$579,200 (-6.2%) Land $115,800 Building $463,400
2024		$61,750	$617,500 Land $123,500 Building $494,000
2023	$2,688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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