5274 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 5274 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,173 sqft · built 2023
Lot Size	0.136 acres (5,967 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (Feb 2026)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-34-767`

Property Details

APN / Parcel Number

Primary APN	`313-34-767`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,173 sqft Living Area
1st Floor Area	1,585 sqft
2nd Floor Area	1,588 sqft

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,967 sqft (0.136 acres)
Parking Spaces	2 Parking Spaces
Patio Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5274 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTON NORTH PHASE 2 MCR 1593-27
Legal Subdivision	WATERSTON NORTH PHASE 2
Legal Phase	2
Legal Lot Number	386
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3001
Census Tract	815902

Owner

Source: Maricopa County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5274 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
May 28, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 22, 2024	Special Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	May 28, 2024
Deed Document Number	20260065009
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 4, 2026
Property Address	5274 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Document Number	0000065009
Map Reference	MB 1593 PG 27
Instrument Date	Jan 27, 2026
Instrument	20260065009
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1366 TERRA ALTA DR, MILPITAS, CA 95035-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5274 S COBBLESTONE ST, GILBERT, AZ 85298-0714

Mortgage

Document Number	0000065010
Date	Feb 4, 2026
Instrument	20260065010

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 28, 2024
Property Address	5274 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Document Number	0000280779
Map Reference	MB 1593 PG 27
Instrument Date	May 23, 2024
Instrument	20240280779
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5274 S COBBLESTONE ST, GILBERT, AZ 85298-0714

Mortgage

Document Number	0000280780
Date	May 28, 2024
Instrument	20240280780

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2024
Property Address	5274 S COBBLESTONE ST, GILBERT, AZ 85298-0714
Document Number	0000032477
Map Reference	MB 1590 PG 19
Instrument Date	Jan 22, 2024
Instrument	20240032477
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 220, 220, CALABASAS, CA 91302-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7001 N SCOTTSDALE RD STE 2020, 2020, SCOTTSDALE, AZ 85253-3644
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,510 (+303.26%)	$655,100 (+504.89%) Land $131,000 Building $524,100
2025	$2,798.00 (+940.15%)
2024		$16,245 (+31.43%)	$108,300 (+31.43%) Land $108,300
2023	$269.00 (+3.07%)	$12,360 Land $12,360	$82,400 Land $82,400
2022	$261.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 60% of Arizona
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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