5232 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5232 Kaskaskia Rd, Waterloo, IL 62298 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,096 sqft · built 1986
Lot Size0.24 acres (10,524 sqft)
OwnerIndividual Name on File
Tax Bill$1,744 (2024)
Deeds & MortgagesApr 2026 Transfer
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-13-401-041-000

Property Details

APN / Parcel Number

Primary APN10-13-401-041-000
Alternative APN
  • 10130400003900 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,096 sqft Living Area
1st Floor Area2,096 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,524 sqft (0.24 acres)
Garage Area462 sqft

Exterior Amenities

PorchSlab
Porch Area138 sqft
Patio Area90 sqft
Canopy126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5232 KASKASKIA RD
CityWATERLOO
StateIL
Zip62298-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 & 1/2 LOT 3 BURKHARDTS ADDN 0164244
Legal Range10W
Legal Township03S
Legal Section13
Legal SubdivisionBURKHARDTS ADD
Legal Lot Number4
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group2
Census Block2031
Census Tract600501

Owner

Source: Monroe County records · APN 10-13-401-041-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5235 KASKASKIA RD, WATERLOO, IL 62298-3301
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 28, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Jun 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Dec 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 27, 2023
Transfer Doc0000430701
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateApr 06, 2026
Property Address5232 KASKASKIA RD, WATERLOO, IL 62298-3302
Document Number0000442000
Instrument DateApr 03, 2026
Instrument2026442000
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateSep 28, 2023
Property Address5232 KASKASKIA RD, WATERLOO, IL 62298-3302
Document Number0000430701
Instrument DateSep 13, 2023
Instrument430701
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5232 KASKASKIA RD, WATERLOO, IL 62298-3302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5232 KASKASKIA RD, WATERLOO, IL 62298-3302

Mortgage

Document Number0000430702
DateSep 28, 2023
Instrument430702
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5232 KASKASKIA RD, WATERLOO, IL 62298-3302
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000396387
DateJun 12, 2018
Instrument396387
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5232 KASKASKIA RD, WATERLOO, IL 62298-3302
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000405093
DateDec 05, 2019
Instrument405093
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$37,700 (+4.29%) Land $2,000 Building $35,700$113,100 (+4.29%) Land $6,000 Building $107,100
2024$1,744.00$36,150 (+2.47%) Land $2,112 Building $34,038$108,450 (+2.47%) Land $6,336 Building $102,114
2022Additional exemption filed$35,280 (-4.75%) Land $2,000 Building $33,280$105,840 (-4.75%) Land $6,000 Building $99,840
2021$1,978.00 Additional exemption filed$37,040 Land $2,000 Building $35,040$111,120 Land $6,000 Building $105,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: HTC Holding, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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