5221 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5221 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,720 sqft · built 1988
Lot Size	0.55 acres (23,828 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2023)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-401-027-000`

Property Details

APN / Parcel Number

Primary APN	`10-13-401-027-000`
Alternative APN	`10130400000900 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Foundation Type	Raised
Lot Area	23,828 sqft (0.55 acres)
Garage Area	952 sqft
Driveway	Concrete Driveway
Driveway Area	168 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	184 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5221 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRMH
Legal Description	LOTS 5A & 6A OLD TOWN OF BURKSVILLE
Legal Range	10W
Legal Township	03S
Legal Section	13
Legal Subdivision	ORIGINAL TOWN OF BURKSVILLE
Legal Lot Number	5A,6A
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1011
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5221 KASKASKIA RD, WATERLOO, IL 62298-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 6, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Deed Document Number	2023430425
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	0000405250
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5221 KASKASKIA RD, WATERLOO, IL 62298-3301
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439545
Date	Oct 8, 2025
Instrument	439545

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Sep 6, 2023
Property Address	5221 KASKASKIA RD, WATERLOO, IL 62298-3301
Document Number	0000430425
Map Reference	MB 42 PG 2
Instrument Date	Sep 6, 2023
Instrument	430425
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 KASKASKIA RD, WATERLOO, IL 62298-3301

Mortgage

Document Number	0000430426
Date	Sep 6, 2023
Instrument	430426

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Dec 16, 2019
Property Address	5221 KASKASKIA RD, WATERLOO, IL 62298-3301
Document Number	0000405250
Instrument Date	Dec 5, 2019
Instrument	405250
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4659 BURKSHIRE LN WATERLOO IL 622983724, WATERLOO, IL 62298-3724

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,279.00 (+11.68%) Homeowner's exemption	$60,820 (+7.18%) Land $2,000 Building $58,820	$182,460 (+7.18%) Land $6,000 Building $176,460
2024	$2,936.00 (+111.22%)	$56,744 (+44.72%) Land $2,112 Building $54,632	$170,232 (+44.72%) Land $6,336 Building $163,896
2022	$1,390.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$39,210 (-3.94%) Land $2,000 Building $37,210	$117,630 (-3.94%) Land $6,000 Building $111,630
2021	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$40,820 Land $2,000 Building $38,820	$122,460 Land $6,000 Building $116,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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