5244 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5244 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 728 sqft · built 1936
Lot Size	0.17 acres (7,467 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Feb 2021)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-401-038-000`

Property Details

APN / Parcel Number

Primary APN	`10-13-401-038-000`
Alternative APN	`10130400003600 00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	728 sqft Building Perimeter
1st Floor Area	728 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	7,467 sqft (0.17 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	102 sqft

Location & Zoning

Street Address	5244 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRMH
Legal Description	LOT 1 BLOCK 2 BURKHARDTS ADDN
Legal Range	10W
Legal Township	03S
Legal Section	13
Legal Subdivision	BURKHARDTS ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	2
Census Block	2031
Census Tract	600501

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5244 KASKASKIA RD, WATERLOO, IL 62298-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage HUD
Feb 26, 2021	Warranty Deed, Transfer · FHA Mortgage TOWN & COUNTRY BANK
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Feb 10, 2020	Court-Ordered Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2021415204
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	0000406098
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5244 KASKASKIA RD, WATERLOO, IL 62298-3302
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432595
Date	Mar 28, 2024
Instrument	432595

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 26, 2021
Property Address	5244 KASKASKIA RD, WATERLOO, IL 62298-3302
Document Number	0000415204
Instrument Date	Feb 26, 2021
Instrument	415204
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 BRIARWOOD DR, 315, WATERLOO, IL 62298-1653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5244 KASKASKIA RD, WATERLOO, IL 62298-3302

Mortgage

Document Number	0000415205
Date	Feb 26, 2021
Instrument	415205

Lender

Name	TOWN & COUNTRY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000415206
Date	Feb 26, 2021
Instrument	415206

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 3, 2020
Property Address	5244 KASKASKIA RD, WATERLOO, IL 62298-3302
Document Number	0000409936
Instrument Date	Jul 31, 2020
Instrument	409936
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 S MAIN ST, 228, WATERLOO, IL 62298-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BRIARWOOD DR, WATERLOO, IL 62298-1653

Mortgage

Document Number	0000409937
Date	Aug 3, 2020
Instrument	409937

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Court-Ordered Deed, Transfer

Document Type	Court-Ordered Deed
Jurisdiction	MONROE IL
Recording Date	Feb 10, 2020
Property Address	5244 KASKASKIA RD, WATERLOO, IL 62298-3302
Document Number	0000406098
Instrument Date	Feb 10, 2020
Instrument	406098
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	228 S MAIN ST WATERLOO IL 622981324, WATERLOO, IL 62298-1324

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+2.69%)	$33,390 (+33.56%) Land $2,000 Building $31,390	$100,170 (+33.56%) Land $6,000 Building $94,170
2024	$1,936.00
2022		$25,000 Land $2,000 Building $23,000	$75,000 Land $6,000 Building $69,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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