523 W Surf St, Apt 2, Chicago, IL 60657 Property Records

Cook County property record for 523 W Surf St, Apt 2, Chicago, IL 60657

Property Summary

Property Type	Condominium
Details	built 1903
Lot Size	0.375 acres (16,350 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2020)
Tax Bill	$6,123 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-123-019-1008`

Property Details

APN / Parcel Number

Primary APN	`14-28-123-019-1008`

Interior

Units	8 Units

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Condo/Apartment
Lot Area	16,350 sqft (0.375 acres)

Location & Zoning

Street Address	523 W SURF ST, 2
City	CHICAGO
State	IL
Zip	60657-7556
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-5
Legal Range	14E
Legal Township	40N
Legal Section	28
Legal Subdivision	SURF CONDOS/CAMBRIDGE CONDO
Legal Lot Number	16-18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1001
Census Tract	63301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakeview Historic District listed 1977 · NRIS 77000478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 W SURF ST, 2, CHICAGO, IL 60657-7556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Mar 7, 2001 · Amount on Record
Deed Document Number	202039237
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 14, 2020
Property Address	523 W SURF ST APT 2, 2, CHICAGO, IL 60657-7556
Document Number	2025839237
Instrument Date	Jul 22, 2020
Instrument	25839237
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9320 S 53RD AVE OAK LAWN IL 604532423, OAK LAWN, IL 60453-2423

Mortgage

Document Number	2025839238
Date	Sep 14, 2020
Instrument	25839238

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,641 (+4.03%) Land $7,372 Building $26,269	$336,410 (+4.03%) Land $73,720 Building $262,690
2023	$6,123.00 (+2.96%)
2022	$5,947.00 Homeowner's exemption	$32,337 Land $5,944 Building $26,393	$323,370 Land $59,440 Building $263,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Zentro.

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