Cook County property record for 522 W Surf St, Chicago, IL 60657
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 48 bd · built 1922 |
| Lot Size | 0.452 acres (19,700 sqft) |
| Owner | Company Name on File |
| Tax Bill | $117,855 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-117-024 |
| Primary APN | 14-28-117-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 48 Beds |
|---|---|
| Units | 112 Units |
| Stories | 3 Stories |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Multi-Family |
| Lot Area | 19,700 sqft (0.452 acres) |
| Street Address | 522 W SURF ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60657-6061 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM-6 |
| Legal Description | GILBERT (HUBBARDS) ADD TO (CHICAGO) IN SEC 28-40-14 |
| Legal Range | 14E |
| Legal Township | 40N |
| Legal Section | 28 |
| Legal Subdivision | HUBBARDS ADD TO CHICAGO |
| Legal Block | 1 |
| Legal Lot Number | 21,22 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 63301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lakeview Historic District listed 1977 · NRIS 77000478 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
522 W Surf St, a residential property, is owned by a company that acquired it in October 1995.
Source: Cook County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6160 N CICERO AVE, 620, CHICAGO, IL 60646-4392 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit ALBANY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 1995 |
| Deed Sale | Oct 3, 1995 |
| Deed Document Number | 1995957 |
| Prior Transfer Date | Sep 25, 1995 |
| Prior Transfer Doc | 0000000957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 522 W SURF ST, CHICAGO, IL 60657-6061 |
| Document Number | 2016446060 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 522 W SURF ST CHICAGO IL 606576061, CHICAGO, IL 60657-6061 |
| Document Number | 2016446060 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 16446060 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 522 W SURF ST, CHICAGO, IL 60657-6061 |
| Document Number | 1708845009 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6160 N CICERO AVE #620 CHICAGO IL 606464392, 620, CHICAGO, IL 60646-4392 |
| Document Number | 1708845009 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 8845009 |
| Name | ALBANY BK&TR |
|---|---|
| Type | Bank |
| Address | 3400 W LAWRENCE AVE, CHICAGO, IL 60625-5104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 28, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $586,616 Land $244,280 Building $342,336 | $5,866,160 Land $2,442,800 Building $3,423,360 | |
| 2024 | $117,855.00 (+35.38%) | ||
| 2023 | $87,055.00 (+2.58%) | ||
| 2022 | $84,864.00 | $412,601 Land $98,500 Building $314,101 | $4,126,010 Land $985,000 Building $3,141,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 W Surf St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 W Surf St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber, Zentro.
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