523 W Surf St, Apt 1, Chicago, IL 60657 Property Records

Cook County property record for 523 W Surf St, Apt 1, Chicago, IL 60657

Property Summary

Property TypeCondominium
Detailsbuilt 1903
Lot Size0.375 acres (16,350 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Oct 2004)
Tax Bill$3,230 (2023)
Flood ZoneZone X (minimal risk)
APN14-28-123-019-1007

Property Details

APN / Parcel Number

Primary APN14-28-123-019-1007

Interior

Units8 Units

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleCondo/Apartment
Lot Area16,350 sqft (0.375 acres)

Location & Zoning

Street Address523 W SURF ST, 1
CityCHICAGO
StateIL
Zip60657-7556
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-5
Legal Range14E
Legal Township40N
Legal Section28
Legal SubdivisionSURF CONDO
Legal Lot Number16-18
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1001
Census Tract63301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lakeview Historic District
listed 1977 · NRIS 77000478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

523 W Surf St, Apt 1 is owned and occupied by an individual who bought it in October 2004.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address523 W SURF ST, 1, CHICAGO, IL 60657-7556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2004 · Amount on File
Deed SaleOct 25, 2004 · Amount on File
Prior SaleMay 3, 2002 · Amount on File
Deed Document Number200420171
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,427 Land $4,914 Building $17,513$224,270 Land $49,140 Building $175,130
2023$3,230.00 (+3.89%)
2022$3,109.00 Homeowner's exemption Senior Citizen's exemption$21,274 Land $3,963 Building $17,311$212,740 Land $39,630 Building $173,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 W Surf St, Apt 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 523 W Surf St, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Google Fiber, Zentro.

Nearby Properties on W Surf St

Nearby Streets

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