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523 Monroe Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 523 Monroe Ave, Saint Charles, IL 60174 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,928 sqft · built 2007
Lot Size0.172 acres (7,500 sqft)
Owner2 Company Names on File
Tax Bill$13,905 (2025)
Deeds & MortgagesOct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN09-34-227-011

Property Details

APN / Parcel Number

Primary APN09-34-227-011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,928 sqft Living Area
Basement Area854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCape Cod
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Garage Area596 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address523 MONROE AVE
CitySAINT CHARLES
StateIL
Zip60174-3040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 IN BLK 12 OF MINARD FERSON AND HUNTS THIRD ADD
Legal SubdivisionMINARD FERSON AND HUNTS THIRD ADD
Legal Block12
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2001
Census Tract852002

Owner

Source: Kane County records · APN 09-34-227-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address523 MONROE AVE, SAINT CHARLES, IL 60174-3040
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 27, 2021
Transfer Doc0000077513
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 13, 2021
Property Address523 MONROE AVE, ST CHARLES, IL 60174-3040
Document Number0000077513
Instrument DateSep 27, 2021
Instrument2021K077513
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 MONROE AVE, SAINT CHARLES, IL 60174-3040

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,905.00 (+8.62%) Homeowner's exemption$206,268 (+8.53%) Land $52,540 Building $153,728$619,052 (+8.53%) Land $157,683 Building $461,369
2024$190,057 (+15.5%) Land $48,411 Building $141,646$570,399 (+15.54%) Land $145,291 Building $425,108
2022$12,802.00 (+4.06%) Homeowner's exemption$164,558 (+4.91%) Land $47,960 Building $116,598$493,674 (+4.91%) Land $143,880 Building $349,794
2021$12,303.00 Homeowner's exemption$156,856 Land $45,715 Building $111,141$470,568 Land $137,145 Building $333,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2008)
Most Recent ClaimSep 2008, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 492 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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