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514 Monroe Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 514 Monroe Ave, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,479 sqft · built 1925
Lot Size0.88 acres (3,850 sqft)
OwnerIndividual Name on File
Tax Bill$5,591 (2025)
Deeds & MortgagesDec 2018 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-228-002

Property Details

APN / Parcel Number

Primary APN09-34-228-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,479 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1974
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,850 sqft (0.88 acres)
Lot Dimensions84 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address514 MONROE AVE
CitySAINT CHARLES
StateIL
Zip60174-3041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMINARD, FERSON & HUNTS 3RD ADD LOT 3 IN BLK 13
Legal SubdivisionMINARD FERSON&HUNTS 3RD ADD
Legal Block13
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2000
Census Tract852002

Owner

Source: Kane County records · APN 09-34-228-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 MONROE AVE, SAINT CHARLES, IL 60174-3041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Jun 03, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2008
Deed SaleOct 09, 2008
Prior SaleNov 03, 2004 · Amount on Record
Deed Document Number200877676
Last Transfer DateMay 12, 2021
Transfer Doc0000042659
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address514 MONROE AVE, ST CHARLES, IL 60174-3041
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060875
DateDec 19, 2018
Instrument2018K060875
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049
Interest
Rate TypeFixed Rate
Rate5.37%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJun 03, 2021
Property Address514 MONROE AVE, ST CHARLES, IL 60174-3041
Document Number0000042659
Instrument DateMay 12, 2021
Instrument2021K042659
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 MONROE AVE, SAINT CHARLES, IL 60174-3041

Mortgage

Document Number0000042660
DateJun 03, 2021
Instrument2021K042660
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,591.00 (+1.8%) Homeowner's exemption
2024$88,204 (+16.96%) Land $25,807 Building $62,397$264,718 (+17.01%) Land $77,452 Building $187,266
2022$5,492.00 (+4.31%) Homeowner's exemption$75,413 (+4.91%) Land $23,242 Building $52,171$226,239 (+4.91%) Land $69,726 Building $156,513
2021$5,265.00 Homeowner's exemption$71,883 Land $22,154 Building $49,729$215,649 Land $66,462 Building $149,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2008)
Most Recent ClaimSep 2008, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 492 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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