513-515 Monroe Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 513-515 Monroe Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,160 sqft · built 1910
Lot Size	0.172 acres (7,500 sqft)
Owner	Trust Name on File
Last Sale	$171,000 (Aug 1999)
Tax Bill	$7,551 (2025)
Deeds & Mortgages	Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-34-227-006`

Property Details

APN / Parcel Number

Primary APN	`09-34-227-006`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1969
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	513 MONROE AVE, 515
City	SAINT CHARLES
State	IL
Zip	60174-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINARD, FERSON & HUNTS 3RD ADD THE NLY 1/2 OF LOT 7 & ALL OF LOT 8 IN BLK 12
Legal Subdivision	MINARD FERSON&HUNTS 3RD ADD
Legal Block	12
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2001
Census Tract	852002

Owner

513-515 Monroe Ave is held in a trust since July 2018.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3210 CHARLEMAGNE LN, SAINT CHARLES, IL 60174-8645
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1999 · Amount on File
Deed Sale	Aug 19, 1999 · Amount on File
Deed Document Number	199981339
Last Transfer Date	Jul 2, 2018
Transfer Doc	0000038237
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 7, 2018
Property Address	513-515 MONROE AVE, ST CHARLES, IL 60174
Document Number	0000038287
Instrument Date	Jul 2, 2018
Instrument	38287
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3210 CHARLEMAGNE LN ST CHARLES IL 601748645, ST CHARLES, IL 60174-8645

Tax Assessment & Valuation

The 2025 property tax bill for 513-515 Monroe Ave was $7,551.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,551.00	$107,667 (+8.53%) Land $32,676 Building $74,991	$323,130 (+8.53%) Land $98,067 Building $225,063
2024		$99,205 Land $30,108 Building $69,097	$297,734 Land $90,360 Building $207,374
2022	$6,955.00 (+5.44%)	$86,146 (+6.51%) Land $27,116 Building $59,030	$258,438 (+6.51%) Land $81,348 Building $177,090
2021	$6,596.00	$80,883 Land $24,616 Building $56,267	$242,649 Land $73,848 Building $168,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513-515 Monroe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513-515 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20