Orange County property record for 523 Luminous, Irvine, CA 92603 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,681 sqft Living Area |
| Lot Size | 6,795 sqft (0.155 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,505,000 (2021) |
| Tax Bill | $29,528.00 (2025) |
| Primary APN | 481-095-15 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,681 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Lot Area | 6,795 sqft (0.155 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 613 sqft Garage |
| Street Address | 523 LUMINOUS |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92603-4238 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 16177 BLK LOT 15 |
| Legal Tract | 16177 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 62654 |
Source: Orange County records · APN 481-095-15
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jan 30, 2023 | Intrafamily Transfer, Transfer |
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Apr 15, 2021 | Intrafamily Transfer, Transfer CALIFORNIA TITLE COMPANY |
| Apr 15, 2021 | Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK |
| Apr 25, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Doc Number | 0000255685 |
| Last Transfer Date | Jan 30, 2023 |
| Transfer Doc | 0000020748 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 21, 2026 |
| Property Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000207056 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026207056 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10 WESTGATE, IRVINE, CA 92620-7906 |
| Document Number | 0000207056, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026207056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 30, 2023 |
| Property Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000020748 |
| Map Reference | MB 851 PG 1-10 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023000020748 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000027627 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022000027627 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 15, 2021 |
| Property Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000255684 |
| Map Reference | MB 851 PG 1-10 |
| Instrument Date | Mar 09, 2021 |
| Instrument | 2021000255684 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 15, 2021 |
| Property Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000255685 |
| Map Reference | MB 851 PG 1-10 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 2021000255685 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000255686 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021000255686 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 25, 2018 |
| Property Address | 523 LUMINOUS, IRVINE, CA 92603-4238 |
| Document Number | 0000149095 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 149095 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,517.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 523 LUMINOUS IRVINE CA 926034238, IRVINE, CA 92603-4238 |
| Document Number | 149096 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 149096 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $29,528.00 (-6.25%) | $2,711,492 (+4.04%) Land $1,807,290 Building $904,202 |
| 2023 | $31,496.00 (+1.76%) | $2,606,202 Land $1,737,110 Building $869,092 |
| 2022 | $30,952.00 |
523 Luminous is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 67th percentile of exposed land nationally · 42nd in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 380 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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