Orange County property record for 521 Luminous, Irvine, CA 92603 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,950 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,620,000 (Oct 2014) |
| Tax Bill | $33,933 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 481-095-16 |
| Primary APN | 481-095-16 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,950 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 521 LUMINOUS |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92603-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16177 BLK LOT 16 |
| Legal Tract | 16177 |
| Legal Lot Number | 16 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 62654 |
Source: Orange County records · APN 481-095-16
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 521 LUMINOUS, IRVINE, CA 92603-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2014 · Amount on Record |
| Deed Sale | Oct 06, 2014 · Amount on Record |
| Prior Sale | Jan 19, 2006 · Amount on Record |
| Deed Document Number | 2014000405642 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 521 LUMINOUS, IRVINE, CA 92603-4238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000182919 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019000182919 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.55% |
| Index | 1-Year LIBOR |
| Max Rate | 8.55% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $33,933.00 (-4.98%) Homeowner's exemption | $3,148,845 (+4.04%) Land $2,064,643 Building $1,084,202 |
| 2023 | $35,713.00 (+1.79%) Homeowner's exemption | $3,026,572 Land $1,984,470 Building $1,042,102 |
| 2022 | $35,085.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | About 1 in 380 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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