523 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 523 Emerald Ave, El Cajon, CA 92020

Property Summary

Property TypeResidential Vacant Land
Lot Size0.417 acres (18,179 sqft)
OwnerIndividual Name on Record
Last Sale$2,000,000 (Jul 2020)
Tax Bill$4,178 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN487-542-06-00

Property Details

APN / Parcel Number

Primary APN487-542-06-00

Exterior

Lot Area18,179 sqft (0.417 acres)

Location & Zoning

Street Address523 EMERALD AVE
CityEL CAJON
StateCA
Zip92020-5005
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRM-2200
Legal DescriptionLOT 15 TR 001621
Legal SubdivisionEL CAJON ACRES
Legal Tract001621
Legal Block1
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract15901

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address380 VISTA ABIERTA, EL CAJON, CA 92019-1233
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Deed Document Number2020386763
Prior Transfer DateJan 15, 2003
Prior Transfer Doc0000121738
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 17, 2020
Property Address523 EMERALD AVE, EL CAJON, CA 92020-5005
Document Number0000386763
Instrument DateJun 17, 2020
Instrument2020-0386763
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 VISTA ABIERTA, EL CAJON, CA 92019-1233

Mortgage

Document Number0000386764
DateJul 17, 2020
Instrument2020-0386764
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$361,584 (+2%) Land $361,584
2025$4,178.00 (+1.98%)$354,495 (+4.04%) Land $354,495
2023$4,097.00 (+1.59%)$340,731 Land $340,731
2022$4,033.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Emerald Ave

Nearby Streets

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