455 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 455 Emerald Ave, El Cajon, CA 92020

Property Summary

Property Type	Care Home (Retirement, Nursing, Convalescent)
Details	4,560 sqft · built 1953
Lot Size	0.401 acres (17,452 sqft)
Owner	Individual Name on Record
Last Sale	$2,000,000 (Jul 2020)
Tax Bill	$11,881 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`487-542-05-00`

Property Details

APN / Parcel Number

Primary APN	`487-542-05-00`

Interior

Building Area	4,560 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	17,452 sqft (0.401 acres)

Location & Zoning

Street Address	455 EMERALD AVE
City	EL CAJON
State	CA
Zip	92020
Property Category	Commercial
Property Type	Commercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning Code	RM-2200
Legal Description	LOT 16 (EX CHANNEL WID) TR 001621
Legal Subdivision	EL CAJON ACRES
Legal Tract	001621
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	380 VISTA ABIERTA, EL CAJON, CA 92019-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	2020386763
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	0000296952
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2020
Property Address	455 EMERALD AVE, EL CAJON, CA 92020
Document Number	0000386763
Map Reference	MAP 1621
Instrument Date	Jun 17, 2020
Instrument	2020-0386763
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 VISTA ABIERTA, EL CAJON, CA 92019-1233

Mortgage

Document Number	0000386764
Date	Jul 17, 2020
Instrument	2020-0386764

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,685 (+2%) Land $361,584 Building $298,101
2025	$11,881.00 (+8.3%)	$646,751 (+4.04%) Land $354,495 Building $292,256
2023	$10,970.00 (+0.47%)	$621,639 Land $340,731 Building $280,908
2022	$10,919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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