518 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 518 E State St, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,260 sqft · built 1880
Lot Size	0.205 acres (8,942 sqft)
Owner	Individual Name on Record
Last Sale	$175,900 (Jan 2025)
Tax Bill	$6,149 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-2-40`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-2-40`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,942 sqft (0.205 acres)
Lot Dimensions	113 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 E STATE ST
City	ALBION
State	NY
Zip	14411-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC 27-15-1
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2001
Census Tract	40701

Owner

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1334 BROOKEDGE DR, HAMLIN, NY 14464-9360
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 16, 2021	Deed, Transfer · FHA Mortgage M & T BANK
Feb 16, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	00864/3112
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORLEANS NY
Recording Date	Oct 26, 2023
Property Address	518 E STATE ST, ALBION, NY 14411-1126
Document Number	00871/9549
Book / Page	871 / 9549
Instrument Date	Oct 26, 2023
Instrument	122024
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CRAIG DR, FARMINGTON, NY 14425-9588

Mortgage

Document Number	0000122025
Date	Oct 26, 2023
Instrument	122025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORLEANS NY
Recording Date	Feb 16, 2021
Property Address	518 E STATE ST, ALBION, NY 14411-1126
Document Number	00864/3116
Book / Page	864 / 3116
Instrument Date	Feb 11, 2021
Instrument	109371
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S MAIN ST, MEDINA, NY 14103-1530

Mortgage

Document Number	0000109372
Date	Feb 16, 2021
Instrument	109372

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS NY
Recording Date	Feb 16, 2021
Property Address	518 E STATE ST, ALBION, NY 14411-1126
Document Number	00864/3112
Book / Page	864 / 3112
Instrument Date	Feb 1, 2021
Instrument	109370
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2999 REDMAN RD, BROCKPORT, NY 14420-9435

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORLEANS NY
Recording Date	Aug 16, 2018
Property Address	518 E STATE ST, ALBION, NY 14411-1126
Document Number	00858/3557
Book / Page	858 / 3557
Instrument Date	Aug 16, 2018
Instrument	000000099346
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E BANK ST, ALBION, NY 14411-1214

Tax Assessment & Valuation

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,149.00 (+1.22%)
2025	$6,075.00 (+29.09%)	$146,700 (+58.94%) Land $7,500 Building $139,200	$154,400 (+38.85%) Land $7,894 Building $146,506
2023		$92,300 (-) Land $7,300 Building $85,000	$111,200 (-) Land $8,795 Building $102,405
2022		$92,300 Land $7,300 Building $85,000	$111,200 Land $8,795 Building $102,405
2021	$4,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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