522 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 522 E State St, Albion, NY 14411 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1880
Lot Size	0.205 acres (8,942 sqft)
Owner	Individual Name on File
Last Sale	$68,900 (Jun 2005)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Apr 2024 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-2-39`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-2-39`
Alternative APNs	`20010730070002039000` `2765-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	976 sqft
2nd Floor Area	480 sqft
Game Room	Game Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,942 sqft (0.205 acres)
Lot Dimensions	113 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 E STATE ST
City	ALBION
State	NY
Zip	14411-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC 27-15-1 MARTHA RESERVES LIFE USE
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2001
Census Tract	40701

Owner

Source: Orleans County and Albion Town records · APN 342001 73.7-2-39

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 E STATE ST, ALBION, NY 14411-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COBBLESTONE COUNTRY FEDERAL CREDIT UNION
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit COBBLESTONE COUNTRY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2005 · Amount on Record
Deed Sale	Jun 16, 2005 · Amount on Record
Deed Book / Page	771 / 160
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	522 E STATE ST, ALBION, NY 14411-1126
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000873/621
Date	Apr 19, 2024
Book Page	873/621
Instrument	123915

Lender

Name	COBBLESTONE COUNTRY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	522 E STATE ST, ALBION, NY 14411-1126
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00866/7500
Date	Nov 24, 2021
Book Page	866/7500
Instrument	113294

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	522 E STATE ST, ALBION, NY 14411-1126
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	864/1607
Date	Jan 28, 2021
Book Page	864/1607
Instrument	109146

Lender

Name	COBBLESTONE COUNTRY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orleans County and Albion Town records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00 (+59.78%)	$113,200 (+65.26%) Land $7,500 Building $105,700	$119,200 (+44.48%) Land $7,898 Building $111,302
2023		$68,500 (-) Land $7,300 Building $61,200	$82,500 (-) Land $8,792 Building $73,708
2022		$68,500 Land $7,300 Building $61,200	$82,500 Land $8,792 Building $73,708
2021	$2,966.00 (+1.19%)
2020	$2,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orleans County (36073C), updated November 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
North Shore Networks	Fixed Wireless (licensed-by-rule)	250 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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