Ottawa County property record for 523 E St SE, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,674 sqft · built 1972 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $503 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 15990 |
| Primary APN | 15990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15990 |
|---|---|
| Street Address | 523 E ST SE |
| City | MIAMI |
| State | OK |
| Zip | 74354-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LTS 20-22, BLK 9 FRISCO-MIAMI ADDN |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 31 |
| Legal Subdivision | FRISCO |
| Legal Block | 9 |
| Legal Lot Number | 20-22 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 574600 |
523 E St SE is owned and occupied by two individuals who acquired it in October 2025.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1515, MIAMI, OK 74355-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0000005268 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 523 E St SE was $503 with a homeowner's exemption, down 1.4% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,413 (+2.99%) Land $833 Building $5,580 | $56,257 (-35.44%) Land $7,307 Building $48,950 | |
| 2025 | $503.00 (-1.37%) Homeowner's exemption | $6,227 (+3.01%) Land $809 Building $5,418 | $87,136 (-8.14%) Land $9,100 Building $78,036 |
| 2024 | $510.00 (+10.39%) Homeowner's exemption | $6,045 (+2.98%) Land $785 Building $5,260 | $94,862 (-1.95%) Land $9,100 Building $85,762 |
| 2023 | $462.00 (+6.45%) Homeowner's exemption | $5,870 (+3%) Land $776 Building $5,094 | $96,744 (-) Land $7,053 Building $89,691 |
| 2022 | $434.00 Homeowner's exemption | $5,699 Land $775 Building $4,924 | $96,744 Land $7,053 Building $89,691 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 E St SE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 85 (1986–2019) |
| Claims Outside the SFHA | 5 of 85 |
| Most Recent Claim | Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 E St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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